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689 E Illinois Rd, Lake Forest, IL 60045 Property Records

Lake County property record for 689 E Illinois Rd, Lake Forest, IL 60045

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,558 sqft · built 1953
Lot Size0.169 acres (7,349 sqft)
OwnerIndividual Name on Record
Last Sale$600,000 (Apr 2026)
Tax Bill$8,291 (2025)
Deeds & MortgagesJul 2026 Transfer
Jul 2026 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN12-33-409-099

Property Details

APN / Parcel Number

Primary APN12-33-409-099
Alternative APN
  • 12334090130000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,558 sqft Living Area
Gross Area1,940 sqft
1st Floor Area1,058 sqft
Basement Area882 sqft
Finished Basement500 sqft
Unfinished Basement382 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,349 sqft (0.169 acres)
Garage TypeDetached
Garage Area396 sqft
Parking Spaces1 Parking Space
Patio Area126 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address689 E ILLINOIS RD
CityLAKE FOREST
StateIL
Zip60045-2401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY OF LAKE FOREST SUB; PT LOT 291 DAFS, COM NW COR SD LT , SLY ALG WLY LN 2.91 CHS (192.06), ELY AT RT ANG TO SD WLY LN 150 TO POB & SW COR OF PCL, E ALG LAST DESC LN 51, N T
Legal SubdivisionCITY OF LAKE FOREST SUB
Legal Lot Number291
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group2
Census Block2037
Census Tract863400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lake Forest Historic District
listed 1978 · 590 contributing resources · NRIS 78001161

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lake County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address689 E ILLINOIS RD, LAKE FOREST, IL 60045-2401
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2026Quit Claim Deed, Transfer
PROPER TITLE LLC, PROPER TITLE
Jul 14, 2026Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Apr 8, 2026Warranty Deed, Transfer
PROPERTY TITLE, PROPER TITLE
Nov 8, 2022Deed, Transfer · Conventional Mortgage
PROPER RATE LLC
Mar 14, 2017Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 8, 2026 · Amount on Record
Deed SaleApr 8, 2026 · Amount on Record
Prior SaleNov 8, 2022 · Amount on Record
Deed Document Number20268161978
Last Transfer DateMay 4, 2026
Transfer Doc0008180208
Record UpdatedOct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IL
Recording DateJul 8, 2026
Property Address689 E ILLINOIS RD, LAKE FOREST, IL 60045-2401
Document Number0008180208
Instrument DateMay 4, 2026
Instrument20268180208
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyPROPER TITLE LLC, PROPER TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address689 E ILLINOIS RD, LAKE FOREST, IL 60045-2401

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Recording DateJul 14, 2026
Property Address689 E ILLINOIS RD, LAKE FOREST, IL 60045-2401
Document Number0008181559
Instrument DateMay 4, 2026
Instrument20268181559
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyPROPER TITLE LLC, PROPER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address31451 W SOMERSET CIR, LIBERTYVILLE, IL 60048-4887

Mortgage

Document Number0008181559,
DateJul 14, 2026
Instrument20268181559
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.99%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateApr 8, 2026
Property Address689 E ILLINOIS RD, LAKE FOREST, IL 60045-2401
Document Number0008161978
Instrument DateMar 10, 2026
Instrument20268161978
Transaction TypeTransfer
Record UpdatedApr 22, 2026
Title CompanyPROPERTY TITLE, PROPER TITLE

Transaction

AmountAmount Recorded
Tax$90,900.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address31451 W SOMERSET CIR, LIBERTYVILLE, IL 60048-4887

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionLAKE IL
Recording DateNov 8, 2022
Property Address689 E ILLINOIS RD, LAKE FOREST, IL 60045-2401
Document Number0007943049
Instrument DateOct 28, 2022
Instrument7943049
Transaction TypeTransfer
Record UpdatedNov 18, 2022
Title CompanyBAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address689 E ILLINOIS RD, LAKE FOREST, IL 60045-2401

Mortgage

Document Number0007943050
DateNov 8, 2022
Instrument7943050
Lender
NamePROPER RATE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2052
Interest
Rate TypeFixed Rate
Rate6.87%

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateMar 14, 2017
Property Address689 E ILLINOIS RD, LAKE FOREST, IL 60045-2401
Document Number0007379402
Instrument DateMar 1, 2017
Instrument7379402
Transaction TypeTransfer
Record UpdatedMay 9, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$562.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address689 E ILLINOIS RD LAKE FOREST IL 600452401, LAKE FOREST, IL 60045-2401

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Forest City
Elementary School DistrictLake Forest School District 67 (PK - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,291.00 (+0.51%)$153,557 (+3.79%) Land $90,901 Building $62,656$460,717 (+3.79%) Land $272,730 Building $187,987
2024$8,249.00 (+3.71%)$147,950 (+8.48%) Land $87,582 Building $60,368$443,894 (+8.48%) Land $262,772 Building $181,122
2023$7,954.00 (+18.22%)$136,385 (+13.03%) Land $80,736 Building $55,649$409,196 (+13.03%) Land $242,232 Building $166,964
2022$6,728.00$120,663 Land $71,429 Building $49,234$362,025 Land $214,308 Building $147,717

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (1990)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE FOREST
serves 19,642 people · EPA ID IL0970800
Water SourceSurface water
Last State InspectionOct 2025
Lead21 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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