739 E 45th St, Savannah, GA 31405 Property Records

Chatham County property record for 739 E 45th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,937 sqft · built 1934
Lot Size	0.145 acres (6,299 sqft)
Owner	2 Individual Names on File
Last Sale	$925,000 (Aug 2022)
Tax Bill	$5,571 (2025)
Deeds & Mortgages	Jun 2026 Transfer Aug 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2-0076-23-005`

Property Details

APN / Parcel Number

Primary APN	`2-0076-23-005`
Alternative APN	`K343Y361`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,937 sqft Living Area
1st Floor Area	1,729 sqft
Upper Floors Area	105 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Concrete Tile
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	105 ft deep x 60 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	260 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	739 E 45TH ST
City	SAVANNAH
State	GA
Zip	31405-2437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOTS 134 135 DIXON WARD
Legal Subdivision	ARDSLEY PARK
Legal Lot Number	134-135
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2016
Census Tract	3000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

739 E 45th St is owned and occupied by two individuals who acquired it in June 2026.

Source: Chatham County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	739 E 45TH ST, SAVANNAH, GA 31405-2437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Quit Claim Deed, Transfer Quitclaim
Aug 28, 2020	Deed of Trust, Mortgage · Commercial Mortgage SOUTH STATE BANK
Oct 24, 2011	Deed of Trust, Mortgage · Conventional Mortgage STELLARONE BANK
Jan 23, 2009	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY CAPITAL
Aug 4, 2022	Warranty Deed, Transfer · Conventional Mortgage TARP INVESTMENTS
Aug 4, 2022	Warranty Deed, Transfer · Conventional Mortgage TARP INVESTMENTS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2022 · Amount on File
Deed Sale	Aug 24, 2022 · Amount on File
Deed Document Number	20229517
Deed Book / Page	2896 / 219
Last Transfer Date	Jun 19, 2026
Transfer Doc	4014000595
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 23, 2026
Property Address	739 E 45TH ST, SAVANNAH, GA 31405-2437
Document Number	4014000595
Book / Page	4014 / 595
Instrument Date	Jun 19, 2026
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 E 45TH ST, SAVANNAH, GA 31405-2437

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	739 E 45TH ST, SAVANNAH, GA 31405-2437
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 E 45TH ST, SAVANNAH, GA 31405-2437

Mortgage

Document Number	0020430447
Date	Aug 28, 2020
Book Page	0000002043/0000000447

Lender

Name	SOUTH STATE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2030

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	739 E 45TH ST, SAVANNAH, GA 31405-2437
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 E 45TH ST, SAVANNAH, GA 31405-2437

Mortgage

Document Number	00372Z0837
Date	Oct 24, 2011
Book Page	372Z/837

Lender

Name	STELLARONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 23, 2026

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	739 E 45TH ST, SAVANNAH, GA 31405-2437
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00347U0804
Date	Jan 23, 2009
Book Page	347U/804

Lender

Name	PRIMARY CAPITAL
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2039

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Aug 4, 2022
Property Address	739 E 45TH ST, SAVANNAH, GA 31405-2437
Document Number	0028960219
Book / Page	2896 / 219
Instrument Date	Aug 4, 2022
Instrument	2022-009517
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 E 45TH ST, SAVANNAH, GA 31405-2437

Mortgage

Document Number	0028960221
Date	Aug 24, 2022
Book Page	0000002896/0000000221

Lender

Name	TARP INVESTMENTS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 1, 2027

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Aug 4, 2022
Property Address	739 E 45TH ST, SAVANNAH, GA 31405-2437
Document Number	0028960219
Book / Page	2896 / 219
Instrument Date	Aug 4, 2022
Instrument	2022-009517
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 E 45TH ST, SAVANNAH, GA 31405-2437

Mortgage

Document Number	0002896221
Date	Aug 4, 2022
Instrument	2896/221

Lender

Name	TARP INVESTMENTS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	53 Months
Due	Jan 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 739 E 45th St was $5,571.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,880 (+2.37%) Land $64,000 Building $344,880	$1,022,200 (+2.37%) Land $160,000 Building $862,200
2025	$5,571.00 Homeowner's exemption	$399,400 Land $64,000 Building $335,400	$998,500 Land $160,000 Building $838,500
2023		$240,960 (+25.42%) Land $64,800 Building $176,160	$602,400 (+25.42%) Land $162,000 Building $440,400
2022	$7,954.00	$192,120 Land $20,000 Building $172,120	$480,300 Land $50,000 Building $430,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 739 E 45th St in Zone X, an area of minimal flood risk, though there have been 215 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 87 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	87 in force
Nearby Flood Claims	215 (1979–2024)
Claims Outside the SFHA	209 of 215
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 739 E 45th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Hotwire Communications, LiveOak Fiber.

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