704 E 45th St, Savannah, GA 31405 Property Records

Chatham County property record for 704 E 45th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · built 2023
Lot Size	0.145 acres (6,299 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,400,000 (Nov 2025)
Tax Bill	$12,369 (2025)
Deeds & Mortgages	Nov 2025 Sale Nov 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2-0076-18-014`

Property Details

APN / Parcel Number

Primary APN	`2-0076-18-014`
Alternative APN	`C277V636`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	105 ft deep x 60 ft wide
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	704 E 45TH ST
City	SAVANNAH
State	GA
Zip	31405-2438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM25
Legal Description	99 100 DIXON WD
Legal Subdivision	ARDSLEY PARK
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2015
Census Tract	3000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	704 E 45TH ST, SAVANNAH, GA 31405-2438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Limited Warranty Deed, Transfer
Nov 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANKSOUTH MORTGAGE
Nov 7, 2023	Warranty Deed, Subdivision Related Transfer
May 2, 2023	Deed of Trust, Mortgage · Commercial Mortgage LENDINGONE
Sep 15, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2025 · Amount on Record
Deed Sale	Nov 18, 2025 · Amount on Record
Prior Sale	Nov 7, 2023
Deed Book / Page	3834 / 579
Prior Transfer Date	Nov 6, 2023
Prior Transfer Doc	0032370057
Record Updated	Sep 20, 2026

November 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Nov 18, 2025
Property Address	704 E 45TH ST, SAVANNAH, GA 31405-2438
Document Number	0038340579
Book / Page	3834 / 579
Instrument Date	Nov 18, 2025
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Tax	$14.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 E 45TH ST, SAVANNAH, GA 31405-2438

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	704 E 45TH ST, SAVANNAH, GA 31405-2438
Transaction Type	Mortgage
Record Updated	Jan 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 E 45TH ST, SAVANNAH, GA 31405-2438

Mortgage

Document Number	0032470421
Date	Nov 22, 2023
Book Page	0000003247/0000000421

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

November 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Nov 7, 2023
Property Address	704 E 45TH ST, SAVANNAH, GA 31405-2438
Document Number	0032370057
Book / Page	3237 / 57
Instrument Date	Nov 6, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 E 45TH ST, SAVANNAH, GA 31405-2438

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	704 E 45TH ST, SAVANNAH, GA 31405-2438
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 E 45TH ST, SAVANNAH, GA 31405-2438

Mortgage

Document Number	0030840202
Date	May 2, 2023
Book Page	0000003084/0000000202

Lender

Name	LENDINGONE

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2024

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Sep 15, 2022
Property Address	704 E 45TH ST, SAVANNAH, GA 31405-2438
Document Number	0029140550
Book / Page	2914 / 550
Instrument Date	Sep 15, 2022
Instrument	2022-011123
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 E 45TH ST, SAVANNAH, GA 31405-2438

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$439,600 (-) Land $52,000 Building $387,600	$1,099,000 (-) Land $130,000 Building $969,000
2025	$12,369.00 (+553.75%)	$439,600 (+578.4%) Land $52,000 Building $387,600	$1,099,000 (+578.4%) Land $130,000 Building $969,000
2023	$1,892.00 (+675.41%)	$64,800 (+224%) Land $64,800	$162,000 (+224%) Land $162,000
2022	$244.00	$20,000 Land $20,000	$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 87 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	87 in force
Nearby Flood Claims	215 (1979–2024)
Claims Outside the SFHA	209 of 215
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Hotwire Communications, LiveOak Fiber.

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