739 Downing Cir, Lincoln, CA 95648 Property Records

Placer County property record for 739 Downing Cir, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,835 sqft · built 2004
Lot Size	0.122 acres (5,299 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Apr 2021)
Tax Bill	$8,876 (2025)
Deeds & Mortgages	Apr 2021 Sale Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`328-100-008-000`

Property Details

APN / Parcel Number

Primary APN	`328-100-008-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,835 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	5,299 sqft (0.122 acres)
Garage Area	443 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	739 DOWNING CIR
City	LINCOLN
State	CA
Zip	95648-8003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 78 LINCOLN CROSSING VILLAGE 3A PH 2 MOR Z-7
Legal Subdivision	LINCOLN CROSSING VILLAGE 3A PH 2
Legal Lot Number	78
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2032
Census Tract	23300

Owner

739 Downing Cir is owned by two individuals who bought it in April 2021.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9950 VILLAGE CENTER DR, GRANITE BAY, CA 95746-6662
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jul 8, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
May 31, 2019	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
May 29, 2018	Grant Deed, Transfer · VA Mortgage NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2021 · Amount on File
Deed Sale	Apr 15, 2021 · Amount on File
Prior Sale	May 29, 2018 · Amount on File
Deed Document Number	202152087
Prior Transfer Date	Aug 31, 2004
Prior Transfer Doc	0000120777
Record Updated	Oct 29, 2026

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Apr 15, 2021
Property Address	739 DOWNING CIR, LINCOLN, CA 95648-8003
Document Number	0000052087
Map Reference	MB Z PG 7
Instrument Date	Apr 14, 2021
Instrument	2021-0052087
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	739 DOWNING CIR, LINCOLN, CA 95648-8003

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	739 DOWNING CIR, LINCOLN, CA 95648-8003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068128
Date	Jul 8, 2020
Instrument	2020-0068128

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	739 DOWNING CIR, LINCOLN, CA 95648-8003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036553
Date	May 31, 2019
Instrument	2019-0036553

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jun 1, 2047

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	May 29, 2018
Property Address	739 DOWNING CIR, LINCOLN, CA 95648-8003
Document Number	0000037886
Map Reference	MB Z PG7 MAP2003-79
Instrument Date	May 23, 2018
Instrument	2018-0037886
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	739 DOWNING CIR, LINCOLN, CA 95648-8003

Mortgage

Document Number	0000037887
Date	May 29, 2018
Instrument	2018-0037887

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 739 Downing Cir was $8,876.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$552,038 (+2%) Land $182,172 Building $369,866
2025	$8,876.00	$541,214 Land $178,600 Building $362,614
2023	$8,628.00 (+1.84%)	$520,200 Land $171,666 Building $348,534
2022	$8,472.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 739 Downing Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 739 Downing Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Succeed.Net Fiber	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Fidium Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Zeta Broadband.

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