694 Downing Cir, Lincoln, CA 95648 Property Records

Placer County property record for 694 Downing Cir, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,835 sqft · built 2004
Lot Size	0.127 acres (5,535 sqft)
Owner	Company Name on Record
Last Sale	$210,000 (Apr 2010)
Tax Bill	$5,993 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`328-100-017-000`

Property Details

APN / Parcel Number

Primary APN	`328-100-017-000`
Alternative APN	`328-100-017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,835 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	5,535 sqft (0.127 acres)
Garage Area	443 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	328-100-017
Street Address	694 DOWNING CIR
City	LINCOLN
State	CA
Zip	95648-2933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 87 LINCOLN CROSSING VILLAGE 3A PH 2 MOR Z-7
Legal Subdivision	LINCOLN CROSSING VILLAGE 3A PH 2
Legal Lot Number	87
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2006
Census Tract	23300

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	694 DOWNING CIR, LINCOLN, CA 95648-2933
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Apr 3, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MTG
Aug 11, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2010 · Amount on Record
Deed Sale	Apr 28, 2010 · Amount on Record
Prior Sale	Nov 24, 2009 · Amount on Record
Deed Document Number	201031196
Last Transfer Date	Mar 1, 2018
Transfer Doc	0000022325
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	694 DOWNING CIR, LINCOLN, CA 95648-2933
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	694 DOWNING CIR, LINCOLN, CA 95648-2933

Mortgage

Document Number	0000089707
Date	Aug 21, 2020
Instrument	2020-0089707

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Apr 3, 2018
Property Address	694 DOWNING CIR, LINCOLN, CA 95648-2933
Document Number	0000022325
Instrument Date	Mar 1, 2018
Instrument	22325
Transaction Type	Transfer
Record Updated	Apr 12, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	694 DOWNING CIR LINCOLN CA 956482933, LINCOLN, CA 95648-2933

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	694 DOWNING CIR, LINCOLN, CA 95648-2933
Document Number	0000061416
Instrument Date	Aug 5, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	694 DOWNING CIR LINCOLN CA 956482933, LINCOLN, CA 95648-2933

Mortgage

Document Number	0000061416
Date	Aug 11, 2017
Instrument	61416

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Aug 11, 2017
Property Address	694 DOWNING CIR, LINCOLN, CA 95648-2933
Document Number	0000061415
Instrument Date	Aug 3, 2017
Instrument	61415
Transaction Type	Transfer
Record Updated	Aug 18, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	694 DOWNING CIR LINCOLN CA 956482933, LINCOLN, CA 95648-2933

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$276,476 (+2%) Land $46,074 Building $230,402
2025	$5,993.00 (+3.19%) Homeowner's exemption	$271,056 (+4.04%) Land $45,171 Building $225,885
2023	$5,808.00 (+2.04%) Homeowner's exemption	$260,532 Land $43,418 Building $217,114
2022	$5,692.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath, Fidium Fiber, Succeed.Net.

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