715 Downing Cir, Lincoln, CA 95648 Property Records

Placer County property record for 715 Downing Cir, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,835 sqft · built 2004
Lot Size	0.126 acres (5,474 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Apr 2026)
Tax Bill	$7,088 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jul 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`328-100-010-000`

Property Details

APN / Parcel Number

Primary APN	`328-100-010-000`
Alternative APN	`328-100-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,835 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	5,474 sqft (0.126 acres)
Garage Area	443 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	715 DOWNING CIR
City	LINCOLN
State	CA
Zip	95648-8003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 80 LINCOLN CROSSING VILLAGE 3A PH 2 MOR Z-7
Legal Subdivision	LINCOLN CROSSING VILLAGE 3A PH 2
Legal Lot Number	80
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2032
Census Tract	23300

Owner

715 Downing Cir is owned and occupied by two individuals who bought it in April 2026.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	715 DOWNING CIR, LINCOLN, CA 95648-8003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Grant Deed, Transfer · VA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Jul 10, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on File
Deed Sale	Apr 7, 2026 · Amount on File
Prior Sale	Jul 30, 2015 · Amount on File
Deed Document Number	202619649
Prior Transfer Date	Jun 26, 2019
Prior Transfer Doc	0000048006
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Apr 7, 2026
Property Address	715 DOWNING CIR, LINCOLN, CA 95648-8003
Document Number	0000019649
Instrument Date	Mar 30, 2026
Instrument	202619649
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61,105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	715 DOWNING CIR, LINCOLN, CA 95648-8003

Mortgage

Document Number	0000019650,
Date	Apr 7, 2026
Instrument	202619650

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.01%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Jul 10, 2019
Property Address	715 DOWNING CIR, LINCOLN, CA 95648-8003
Document Number	0000048006
Instrument Date	Jun 26, 2019
Instrument	48006
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	346 CERRITO AVE REDWOOD CITY CA 940614139, REDWOOD CITY, CA 94061-4139

Tax Assessment & Valuation

The 2025 property tax bill for 715 Downing Cir was $7,088, up 1.4% from the year before.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$550,800 (+49.13%) Land $173,400 Building $377,400
2025	$7,088.00 (+1.37%)	$369,337 Land $100,620 Building $268,717
2024	$6,992.00 (+1.61%)
2023	$6,881.00 (+1.93%)	$354,998 Land $96,714 Building $258,284
2022	$6,751.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 715 Downing Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 715 Downing Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Succeed.Net Fiber	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Fidium Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Zeta Broadband.

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