738 SE 28th Ave, Ocala, FL 34471 Property Records

Marion County property record for 738 SE 28th Ave, Ocala, FL 34471

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,131 sqft · built 1974
Lot Size0.78 acres (33,977 sqft)
OwnerIndividual Name on Record
Last Sale$139,000 (Dec 2014)
Tax Bill$5,519 (2025)
Deeds & MortgagesDec 2019 Mortgage
Jul 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN2782-054-006

Property Details

APN / Parcel Number

Primary APN2782-054-006
Alternative APNs
  • 0662216000
  • 662216

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,131 sqft Living Area
Gross Area3,415 sqft
1st Floor Area2,131 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleModern
Exterior MaterialConcrete Block/Stucco
Foundation TypeBlock
Roof TypeHip
Roof MaterialMetal
Lot Area33,977 sqft (0.78 acres)
Lot Dimensions310 ft deep x 110 ft wide
Garage TypeAttached
Garage Area588 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area696 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address738 SE 28TH AVE
CityOCALA
StateFL
Zip34471-2745
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionSEC 22 TWP 15 RGE 22 PLAT BOOK C PAGE 001 OCALA HIGHLANDS BLK 54 LOTS 6.7
Legal Range22E
Legal Township15S
Legal Section22
Legal SubdivisionOCALA HIGHLANDS
Legal Block54
Legal Lot Number6
JurisdictionMARION FL
Township / Civil DivisionOCALA
Census Block Group3
Census Block3000
Census Tract2100

Owner

Source: Marion County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address651 HEARTHGLEN BLVD, WINTER GARDEN, FL 34787-4522
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Jul 30, 2021Deed of Trust, Mortgage · Line of Credit
FLORIDA CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 10, 2014 · Amount on Record
Deed SaleDec 10, 2014 · Amount on Record
Prior SaleSep 5, 2014 · Amount on Record
Deed Document Number2014115878
Deed Book / Page6138 / 602
Prior Transfer DateJun 26, 2014
Prior Transfer Doc0060590421
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Property Address738 SE 28TH AVE, OCALA, FL 34471-2745
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0070981395
DateDec 17, 2019
Book Page7098/1395
Instrument2019132443
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Property Address738 SE 28TH AVE, OCALA, FL 34471-2745
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0075290190
DateJul 30, 2021
Book Page7529/190
Instrument2021103492
Lender
NameFLORIDA CU
TypeCredit Union
AddressGAINESVILLE, FL 32627
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 29, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMarion County
MunicipalityOcala City
Unified School DistrictMarion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,519.00 (+177.34%)$300,832 (+125.16%) Land $87,780 Building $213,052$300,832 (+2.72%) Land $87,780 Building $213,052
2023$1,990.00 (+12.56%) Homeowner's exemption$133,610 (+3%) Land $75,240 Building $58,370$292,873 (+7.31%) Land $75,240 Building $217,633
2022$1,768.00 Homeowner's exemption$129,718$272,917 Land $75,240 Building $197,677

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCALA, CITY OF (2 WTPS)
serves 66,449 people · EPA ID FL3420922
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber
10,000 / 10,000
CenturyLink
Fiber
3,000 / 3,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Central Florida Broadband.

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