706 SE 28th Ave, Ocala, FL 34471 Property Records

Marion County property record for 706 SE 28th Ave, Ocala, FL 34471

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,548 sqft · built 1963
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$323,200 (Jul 2026)
Tax Bill	$2,554 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2782-054-001`

Property Details

APN / Parcel Number

Primary APN	`2782-054-001`
Alternative APNs	`0662186000` `662186`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,548 sqft Living Area
Gross Area	2,152 sqft
1st Floor Area	1,548 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Modern
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	150 ft deep x 110 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	244 sqft
Deck Area	180 sqft
Patio Area	180 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Storage Building	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	706 SE 28TH AVE
City	OCALA
State	FL
Zip	34471-2745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SEC 15 TWP 15 RGE 22 PLAT BOOK C PAGE 001 OCALA HIGHLANDS BLK 54 LOT 1 & COM NW COR OF LOT 1 TH N 45 FT TH E TO A PT 45 FT N OF NE COR OF LOT 1 TH S 45 FT TH W TO THE POB
Legal Range	22E
Legal Township	15S
Legal Section	15
Legal Subdivision	OCALA HIGHLANDS
Legal Block	54
Legal Lot Number	1
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	3
Census Block	3000
Census Tract	2100

Owner

Source: Marion County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	706 SE 28TH AVE, OCALA, FL 34471-2745
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Warranty Deed, Transfer · Conventional Mortgage UNIMORTGAGE LLC
Dec 8, 2023	Special Warranty Deed, Transfer ISLAND BREEZE TITLE INC
Oct 24, 2022	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB
May 2, 2022	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2026 · Amount on Record
Deed Sale	Jul 29, 2026 · Amount on Record
Prior Sale	Oct 24, 2022 · Amount on Record
Deed Document Number	202698397
Deed Book / Page	8973 / 1534
Prior Transfer Date	Apr 30, 2009
Prior Transfer Doc	0062280713
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jul 29, 2026
Property Address	706 SE 28TH AVE, OCALA, FL 34471-2745
Document Number	0000098397
Book / Page	8973 / 1534
Instrument Date	Jul 29, 2026
Instrument	202698397
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	TOP QUALITY TITLE INC, TOP QUALITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228,502.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	706 SE 28TH AVE, OCALA, FL 34471-2745

Mortgage

Document Number	0000098398,
Date	Jul 29, 2026
Instrument	202698398

Lender

Name	UNIMORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARION FL
Recording Date	Dec 8, 2023
Property Address	706 SE 28TH AVE, OCALA, FL 34471-2745
Document Number	0082061448
Book / Page	8206 / 1448
Map Reference	MB P PG 10-29
Instrument Date	Dec 8, 2023
Instrument	2023156598
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	ISLAND BREEZE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$419.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5764 N ORANGE BLOSSOM TRL, ORLANDO, FL 32810-1023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 SE 28TH AVE, OCALA, FL 34471-2745

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Oct 24, 2022
Property Address	706 SE 28TH AVE, OCALA, FL 34471-2745
Document Number	0079060607
Book / Page	7906 / 607
Map Reference	MB C PG 1&2
Instrument Date	Oct 18, 2022
Instrument	2022151596
Transaction Type	Transfer
Record Updated	Nov 10, 2022
Title Company	AFFILIATED TITLE/CTRL FL, AFFILIATED TTL OF CTRL FL LT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,082.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	706 SE 28TH AVE, 706, OCALA, FL 34471-2745

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 SE 28TH AVE, OCALA, FL 34471-2745

Mortgage

Document Number	0007906609
Date	Oct 24, 2022
Instrument	7906/609

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	May 2, 2022
Property Address	706 SE 28TH AVE, OCALA, FL 34471-2745
Document Number	0077681936
Book / Page	7768 / 1936
Map Reference	MB C PG 1&2
Instrument Date	Apr 29, 2022
Instrument	2022064206
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,568.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1850 SE 18TH AVE # AVE2905, 1850, OCALA, FL 34471-8240

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4225 SE 13TH ST, OCALA, FL 34471-4816

Mortgage

Document Number	0077681944
Date	May 2, 2022
Instrument	7768/1944

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,554.00 (+4.59%) Homeowner's exemption	$172,047 (+5.99%)	$211,655 (+17.48%) Land $77,000 Building $134,655
2023	$2,442.00 (-0.69%) Homeowner's exemption	$162,328 (-4.13%) Land $66,000 Building $96,328	$180,156 (+6.4%) Land $66,000 Building $114,156
2022	$2,459.00	$169,323 Land $66,000 Building $103,323	$169,323 Land $66,000 Building $103,323

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
CenturyLink Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Central Florida Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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