725 SE 28th Ave, Ocala, FL 34471 Property Records

Marion County property record for 725 SE 28th Ave, Ocala, FL 34471

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,403 sqft · built 1973
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$99,000 (Mar 2017)
Tax Bill	$1,552 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2782-042-007`

Property Details

APN / Parcel Number

Primary APN	`2782-042-007`
Alternative APN	`0660868000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,403 sqft Living Area
1st Floor Area	1,403 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1999
Exterior Material	Concrete Block
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	101 ft deep x 120 ft wide
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	159 sqft
Patio Area	140 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0660868000
Old Parcel Number	2782042007
Street Address	725 SE 28TH AVE
City	OCALA
State	FL
Zip	34471-2744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SEC 15 TWP 15 RGE 22
Legal Range	22E
Legal Township	15S
Legal Section	15
Legal Subdivision	OCALA HIGHLANDS
Legal Block	42
Legal Lot Number	7,8 8
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	2
Census Block	2011
Census Tract	2100

Owner

725 SE 28th Ave is owned and occupied by an individual who bought it in March 2017.

Source: Marion County records, as of January 2, 2026

Owner of Record	Individual Name on File
Mailing Address	725 SE 28TH AVE, OCALA, FL 34471-2744
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage NOVUS HOME MORTGAGE
Aug 9, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Aug 21, 2018	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Mar 10, 2017	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2017 · Amount on File
Deed Sale	Mar 10, 2017 · Amount on File
Prior Sale	Sep 9, 2002 · Amount on File
Deed Document Number	2017021866
Deed Book / Page	6543 / 1940
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	725 SE 28TH AVE, OCALA, FL 34471-2744
Transaction Type	Mortgage
Record Updated	Nov 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 SE 28TH AVE, OCALA, FL 34471-2744

Mortgage

Document Number	0076180363
Date	Nov 9, 2021
Book Page	7618/363
Instrument	2021155159

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company
Address	WAUKESHA, WI 53186

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	725 SE 28TH AVE, OCALA, FL 34471-2744
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 SE 28TH AVE, OCALA, FL 34471-2744

Mortgage

Document Number	0075360320
Date	Aug 9, 2021
Book Page	7536/320
Instrument	2021107671

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	326 Months
Due	Oct 1, 2048

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARION FL
Property Address	725 SE 28TH AVE, OCALA, FL 34471-2744
Document Number	0068411997
Instrument Date	Aug 21, 2018
Transaction Type	Mortgage
Record Updated	Oct 8, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 SE 28TH AVE OCALA FL 344712744, OCALA, FL 34471-2744

Mortgage

Document Number	0068411997
Date	Oct 1, 2018
Book Page	006841/001997
Instrument	95633

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2048

Interest

Rate	4.75%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Mar 10, 2017
Property Address	725 SE 28TH AVE, OCALA, FL 34471-2744
Document Number	0065431940
Book / Page	6543 / 1940
Map Reference	MB C PG1&2
Instrument Date	Mar 8, 2017
Instrument	2017021866
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	AFFILIATED TITLE OF CENTRAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 SE 28TH AVE, OCALA, FL 34471-2744

Mortgage

Document Number	2017021867
Date	Mar 10, 2017
Instrument	2017021867

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 725 SE 28th Ave was $1,552 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,552.00 Homeowner's exemption	$113,550 Land $71,400 Building $42,150	$211,084 Land $71,400 Building $139,684
2023	$1,475.00 (+14.61%) Homeowner's exemption	$107,136 (+3%) Land $61,200 Building $45,936	$200,585 (+7.05%) Land $61,200 Building $139,385
2022	$1,287.00 Homeowner's exemption	$104,016	$187,380 Land $61,200 Building $126,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 725 SE 28th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 725 SE 28th Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
CenturyLink Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Central Florida Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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