738 Mountain Top Rd, Marble, NC 28905 Property Records

Cherokee County property record for 738 Mountain Top Rd, Marble, NC 28905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1986
Lot Size	1.61 acres (70,132 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Nov 2025)
Tax Bill	$308 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`552300236409000`

Property Details

APN / Parcel Number

Primary APN	`552300236409000`
Alternative APN	`50156`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,120 sqft Heated Area
Gross Area	2,180 sqft
Basement Area	224 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	70,132 sqft (1.61 acres)
Lot Dimensions	185 ft deep x 528 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	248 sqft
Deck Area	588 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	50156
Street Address	738 MOUNTAIN TOP RD
City	MARBLE
State	NC
Zip	28905-8353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FR FRITZ 1187/261 1483/545
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2023
Census Tract	930401

Owner

Source: Cherokee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	738 MOUNTAIN TOP RD, MARBLE, NC 28905-8353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Jul 18, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Prior Sale	Jul 18, 2019 · Amount on Record
Deed Document Number	5386
Deed Book / Page	1789 / 546
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 3, 2025
Property Address	738 MOUNTAIN TOP RD, MARBLE, NC 28905-8353
Document Number	001789/546
Book / Page	1789 / 546
Instrument Date	Oct 10, 2025
Instrument	5386
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	489 COLUMBIA MARBLE PLANT RD, MARBLE, NC 28905-9115

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	738 MOUNTAIN TOP RD, MARBLE, NC 28905-8353

Mortgage

Document Number	0001789549
Date	Nov 3, 2025
Instrument	1789/549

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 18, 2019
Property Address	738 MOUNTAIN TOP RD, MARBLE, NC 28905-8353
Document Number	01618/0365
Book / Page	01618 / 0365
Instrument Date	Jul 16, 2019
Instrument	03213
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 N 3RD ST, 301, MANISTIQUE, MI 49854-1022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 COLUMBIA MARBLE PLANT RD, MARBLE, NC 28905-9115

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$308.00	$31,980 (-)	$31,980 (-) Land $7,500 Building $24,480
2023		$31,980	$31,980 Land $7,500 Building $24,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2025)
Most Recent Claim	Apr 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Frontier, Peachtree Broadband Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mountain Top Rd

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