574 Mountain Top Rd, Marble, NC 28905 Property Records

Cherokee County property record for 574 Mountain Top Rd, Marble, NC 28905

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,972 sqft · built 2000
Lot Size	2.98 acres (129,809 sqft)
Owner	2 Individual Names on File
Last Sale	$31,000 (Apr 2018)
Tax Bill	$1,577 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`552300245234000`

Property Details

APN / Parcel Number

Primary APN	`552300245234000`
Alternative APN	`15855`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,972 sqft Heated Area
Gross Area	4,164 sqft
1st Floor Area	1,328 sqft
Basement Area	1,148 sqft
Finished Basement	1,148 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	129,809 sqft (2.98 acres)
Lot Dimensions	294 ft deep x 462 ft wide
Garage Type	Mixed
Garage Area	180 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	180 sqft
Deck Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	15855
Street Address	574 MOUNTAIN TOP RD
City	MARBLE
State	NC
Zip	28905-9109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARLAND 760/30 1139/252
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2023
Census Tract	930401

Owner

574 Mountain Top Rd is owned and occupied by two individuals who bought it in April 2018.

Source: Cherokee County records, as of October 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	574 MOUNTAIN TOP RD, MARBLE, NC 28905-9109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jan 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC
Apr 16, 2018	Warranty Deed, Transfer · Seller Carry-Back PHIL WILLIAMSON ETAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2018 · Amount on File
Deed Sale	Apr 16, 2018 · Amount on File
Deed Document Number	20181753
Deed Book / Page	1585 / 51
Prior Transfer Date	Jan 26, 2005
Prior Transfer Doc	1139/0252
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	574 MOUNTAIN TOP RD, MARBLE, NC 28905-9109
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1692/663
Date	Oct 1, 2021
Book Page	1692/663
Instrument	6585

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	574 MOUNTAIN TOP RD, MARBLE, NC 28905-9109
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01553/0251
Date	Jan 19, 2017
Book Page	01553/0251
Instrument	00260

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 16, 2018
Property Address	574 MOUNTAIN TOP RD, MARBLE, NC 28905-9109
Document Number	01585/0051
Book / Page	01585 / 0051
Instrument Date	Mar 22, 2018
Instrument	01753
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 380, YOUNG HARRIS, GA 30582-0380

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	574 MOUNTAIN TOP RD, MARBLE, NC 28905-9109

Mortgage

Document Number	01754
Date	Apr 16, 2018
Instrument	01754

Lender

Name	PHIL WILLIAMSON ETAL
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	120 Months
Due	Apr 16, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 574 Mountain Top Rd was $1,577.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,577.00	$212,650	$212,650 Land $15,000 Building $197,650
2023		$212,650	$212,650 Land $15,000 Building $197,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 574 Mountain Top Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2025)
Most Recent Claim	Apr 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 574 Mountain Top Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Frontier, Peachtree Broadband Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mountain Top Rd

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