Cherokee County property record for 695 Mountain Top Rd, Marble, NC 28905
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,167 sqft · built 2021 |
| Lot Size | 1.05 acres (46,174 sqft) |
| Owner | Individual Name on File |
| Last Sale | $302,000 (Mar 2022) |
| Tax Bill | $1,113 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 552300238867000 |
| Primary APN | 552300238867000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,167 sqft Heated Area |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Wood Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 46,174 sqft (1.05 acres) |
| Lot Dimensions | 214 ft deep x 224 ft wide |
| Porch | Open Porch |
| Porch Area | 433 sqft |
| Deck Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 56982 |
|---|---|
| Street Address | 695 MOUNTAIN TOP RD |
| City | MARBLE |
| State | NC |
| Zip | 28905-8354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 30 MAX PAYNE PROP 1195/178 |
| Legal Subdivision | MAX PAYNE SUB |
| Legal Phase | 1195 |
| Legal Lot Number | 30 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 930401 |
695 Mountain Top Rd is owned by an individual who bought it in March 2022.
Source: Cherokee County records, as of October 9, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 597 SW RYAN AVE, PORT ST LUCIE, FL 34953-7511 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2022 · Amount on File |
| Deed Sale | Mar 21, 2022 · Amount on File |
| Prior Sale | Nov 22, 2005 · Amount on File |
| Deed Document Number | 1802 |
| Deed Book / Page | 1707 / 27 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Mar 21, 2022 |
| Property Address | 695 MOUNTAIN TOP RD, MARBLE, NC 28905-8354 |
| Document Number | 0001707/27 |
| Book / Page | 1707 / 27 |
| Instrument Date | Mar 9, 2022 |
| Instrument | 1802 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $604.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 225 BERGAN MOORE RD, 225, MURPHY, NC 28906-6166 |
| Name | Verified Name |
|---|---|
| Address | 597 SW RYAN AVE, PORT ST LUCIE, FL 34953-7511 |
| Document Number | 0000170729 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 1707/29 |
| Name | FIRST RELIANCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
The 2025 property tax bill for 695 Mountain Top Rd was $1,113.
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,113.00 | $146,930 | $146,930 Land $12,000 Building $134,930 |
| 2023 | $146,930 | $146,930 Land $12,000 Building $134,930 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 695 Mountain Top Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2025) |
| Most Recent Claim | Apr 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 695 Mountain Top Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 82% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| RiverStreet Networks Fixed Wireless | 25 / 3 |
May also be available: Frontier, Peachtree Broadband Fiber, Verizon.
5G (outdoors only) and 4G LTE
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