Ouray County property record for 738 3rd St, Ouray, CO 81427
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,538 sqft · built 1888 |
| Lot Size | 0.081 acres (3,528 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,112,500 (Mar 2025) |
| Tax Bill | $6,302 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Jan 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | R000662 |
| Primary APN | R000662 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,538 sqft Total Area |
| 1st Floor Area | 1,586 sqft |
| Basement Area | 1,225 sqft |
| Unfinished Basement | 1,225 sqft |
| Year Built | Built 1888 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Flat |
| Roof Material | Wood Shingle |
| Lot Area | 3,528 sqft (0.081 acres) |
| Patio Area | 159 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Electric |
| Account Number | R000662 |
|---|---|
| Street Address | 738 3RD ST |
| City | OURAY |
| State | CO |
| Zip | 81427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5 |
| Legal Description | SUBD: CITY OF OURAY LOT: 14 BLOCK: 9 S: 31 T: 44 R: 7 |
| Legal Range | 07 |
| Legal Township | 44 |
| Legal Section | 31 |
| Legal Subdivision | CITY OF OURAY |
| Legal Block | 9 |
| Legal Lot Number | 14 |
| Jurisdiction | OURAY CO |
| Township / Civil Division | OURAY |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 967602 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ouray Historic District listed 1983 · 270 contributing resources · NRIS 83003537 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Ouray County records, as of March 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 551, OURAY, CO 81427-0551 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Nov 20, 2019 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS STATE BANK |
| Jan 6, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2025 · Amount on Record |
| Deed Sale | Mar 31, 2025 · Amount on Record |
| Deed Document Number | 2025239048 |
| Prior Transfer Date | Nov 13, 2019 |
| Prior Transfer Doc | 0000224515 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OURAY CO |
| Property Address | 738 3RD ST, OURAY, CO 81427 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000224222 |
|---|---|
| Date | Nov 20, 2019 |
| Instrument | 224222 |
| Name | CITIZENS STATE BANK |
|---|---|
| Type | Bank |
| Address | RIDGWAY, CO 81432 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Jan 6, 2020 |
| Property Address | 738 3RD ST, OURAY, CO 81427 |
| Document Number | 0000224515 |
| Instrument Date | Nov 13, 2019 |
| Instrument | 224515 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 866, OURAY, CO 81427-0866 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 531, OURAY, CO 81427-0531 |
Source: Ouray County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Ouray County |
| Municipality | Ouray City |
| Unified School District | Ouray School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,302.00 (+30.61%) | $97,360 (+25.27%) Land $35,570 Building $61,790 | $997,720 (+33.04%) Land $342,040 Building $655,680 |
| 2024 | $4,825.00 (+6.91%) | $77,720 (-3.86%) Land $17,860 Building $59,860 | $749,950 (-5.06%) Land $158,930 Building $591,020 |
| 2023 | $4,513.00 | $80,840 Land $18,490 Building $62,350 | $789,950 Land $166,990 Building $622,960 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Nearby Flood Policies | 17 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 62% of Colorado |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OURAY serves 1,460 people · EPA ID CO0146588 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | TRI COUNTY WCD |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Apr 2026 Failure to filter resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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