Ouray County property record for 734 3rd St, Ouray, CO 81427
| Property Type | Special Purpose |
|---|---|
| Details | 132 sqft · built 1890 |
| Lot Size | 0.081 acres (3,528 sqft) |
| Owner | Company Name on Record |
| Last Sale | $460,000 (Jun 2026) |
| Tax Bill | $7,383 (2025) |
| Deeds & Mortgages | Aug 2015 Mortgage May 2021 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R005570 |
| Primary APN | R005570 |
|---|---|
| Alternative APN |
|
| Building Area | 132 sqft Total Area |
|---|
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Victorian |
| Roof Type | Shed Roof |
| Roof Material | Tile |
| Lot Area | 3,528 sqft (0.081 acres) |
| Heating System | Other |
|---|
| Account Number | R005570 |
|---|---|
| Street Address | 734 3RD ST |
| City | OURAY |
| State | CO |
| Zip | 81427 |
| Property Category | Other |
| Property Type | Other > Special Purpose |
| Local Zoning Code | 5 |
| Legal Description | SUBD: CITY OF OURAY LOT: 16 BLOCK: 9 S: 31 T: 44 R: 7 |
| Legal Range | 07 |
| Legal Township | 44 |
| Legal Section | 31 |
| Legal Subdivision | CITY OF OURAY |
| Legal Block | 9 |
| Legal Lot Number | 16 |
| Jurisdiction | OURAY CO |
| Township / Civil Division | OURAY |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 967602 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ouray Historic District listed 1983 · 270 contributing resources · NRIS 83003537 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Ouray County records, as of June 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 805, OURAY, CO 81427-0805 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 26, 2015 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS STATE BANK OF OURAY |
| May 27, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS STATE BANK |
| Jul 22, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS STATE BANK |
| Jun 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS STATE BANK |
| Jun 15, 2026 | Quit Claim Deed, Transfer LAND TITLE GUARANTEE |
| May 19, 2021 | Quit Claim Deed, Transfer · Commercial Mortgage CITIZENS STATE BANK |
| Jul 15, 2020 | Warranty Deed, Transfer E D PROPERTY LLC |
| Jun 9, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2026 · Amount on Record |
| Deed Sale | Jun 15, 2026 · Amount on Record |
| Prior Sale | Jul 15, 2020 · Amount on Record |
| Deed Document Number | 2026241559 |
| Prior Transfer Date | Jun 12, 2026 |
| Prior Transfer Doc | 0000241557 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OURAY CO |
| Property Address | 734 3RD ST, OURAY, CO 81427 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000214702 |
|---|---|
| Date | Aug 26, 2015 |
| Instrument | 214702 |
| Name | CITIZENS STATE BANK OF OURAY |
|---|---|
| Type | Bank |
| Address | OURAY, CO 81427 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 31, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OURAY CO |
| Property Address | 734 3RD ST, OURAY, CO 81427 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000228992 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 228992 |
| Name | CITIZENS STATE BANK |
|---|---|
| Type | Bank |
| Address | OURAY, CO 81427 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OURAY CO |
| Property Address | 734 3RD ST, OURAY, CO 81427 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1850, OURAY, CO 81427-1850 |
| Document Number | 0000239741 |
|---|---|
| Date | Jul 22, 2025 |
| Instrument | 239741 |
| Name | CITIZENS STATE BANK |
|---|---|
| Type | Bank |
| Address | OURAY, CO 81427 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | May 10, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Jun 15, 2026 |
| Property Address | 734 3RD ST, OURAY, CO 81427 |
| Document Number | 0000241559 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 2026241559 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2026 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,646.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Number | 0000241560, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 2026241560 |
| Name | CITIZENS STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 12, 2031 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Jun 15, 2026 |
| Property Address | 734 MAIN ST, OURAY, CO 81427 |
| Document Number | 0000241557 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 2026241557 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | LAND TITLE GUARANTEE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | May 19, 2021 |
| Property Address | 734 3RD ST, OURAY, CO 81427 |
| Document Number | 0000228901 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 228901 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 701 3RD ST, 701, OURAY, CO 81427 |
| Name | Verified Name |
|---|---|
| Address | 734 3RD ST, OURAY, CO 81427 |
| Document Number | 0000228902 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 228902 |
| Name | CITIZENS STATE BANK |
|---|---|
| Type | Bank |
| Address | OURAY, CO 81427 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 30, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | 2 Years |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Jul 15, 2020 |
| Property Address | 734 3RD ST, OURAY, CO 81427 |
| Document Number | 0000225700 |
| Instrument Date | Jul 14, 2020 |
| Instrument | 225700 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19911 HIGHWAY 550, 19911, MONTROSE, CO 81403-8614 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1850, OURAY, CO 81427-1850 |
| Document Number | 0000225701 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 225701 |
| Name | E D PROPERTY LLC |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jul 14, 2025 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Jun 9, 2020 |
| Property Address | 734 3RD ST, OURAY, CO 81427 |
| Document Number | 0000225343 |
| Instrument Date | Jun 8, 2020 |
| Instrument | 225343 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $15.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 843, OURAY, CO 81427-0843 |
| Name | Verified Name |
|---|---|
| Address | 19911 HIGHWAY 550, MONTROSE, CO 81403-8614 |
Source: Ouray County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Ouray County |
| Municipality | Ouray City |
| Unified School District | Ouray School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,383.00 (+93.63%) | $117,770 (+91.75%) Land $92,350 Building $25,420 | $436,180 (+98.12%) Land $342,040 Building $94,140 |
| 2024 | $3,813.00 (+6.9%) | $61,420 (-) Land $47,430 Building $13,990 | $220,160 (-) Land $170,010 Building $50,150 |
| 2023 | $3,567.00 | $61,420 Land $47,430 Building $13,990 | $220,160 Land $170,010 Building $50,150 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Nearby Flood Policies | 17 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 41% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OURAY serves 1,460 people · EPA ID CO0146588 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | TRI COUNTY WCD |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Apr 2026 Failure to filter resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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