737 Sandstone Rdg, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 737 Sandstone Rdg, Cold Spring, KY 41076

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,004 sqft · built 2012
Lot Size	0.31 acres (13,547 sqft)
Owner	2 Individual Names on Record
Last Sale	$333,500 (Jul 2016)
Tax Bill	$4,319 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-38-319.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-38-319.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Stories	2 Stories
Building Area	3,004 sqft

Exterior

Year Built	Built 2012
Exterior Material	Vinyl
Lot Area	13,547 sqft (0.31 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	737 SANDSTONE RDG
City	COLD SPRING
State	KY
Zip	41076-7156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRANITE SPRING SUB SEC 20 LOT 190 0.3107 AC
Legal Subdivision	GRANITE SPRING SUBD
Legal Phase	20
Legal Lot Number	190
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2009
Census Tract	53301

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	737 SANDSTONE RDG, COLD SPRING, KY 41076-7156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2016 · Amount on Record
Deed Sale	Jul 20, 2016 · Amount on Record
Prior Sale	Jun 24, 2013 · Amount on Record
Deed Document Number	5041642
Deed Book / Page	D778 / 001
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	737 SANDSTONE RDG, COLD SPRING, KY 41076-7156
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005108049
Date	Apr 13, 2020
Book Page	M2217/507
Instrument	5108049

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	ALEXANDRIA, KY 41001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 8, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	737 SANDSTONE RDG, COLD SPRING, KY 41076-7156
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005122149
Date	Dec 4, 2020
Book Page	M2257/66
Instrument	5122149

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,319.00 (+0.23%) Homeowner's exemption	$405,500 (-) Land $75,000 Building $330,500	$405,500 (-) Land $75,000 Building $330,500
2023	$4,309.00 (+12.39%) Homeowner's exemption	$405,500 (+16.77%) Land $75,000 Building $330,500	$405,500 (+16.77%) Land $75,000 Building $330,500
2022	$3,834.00 Homeowner's exemption	$347,259 Land $61,879 Building $285,380	$347,259 Land $61,879 Building $285,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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