Campbell County property record for 741 Sandstone Rdg, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,408 sqft · built 2011 |
| Lot Size | 0.312 acres (13,591 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $565,000 (May 2023) |
| Tax Bill | $6,847 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage May 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-38-318.00 |
| Primary APN | 999-99-38-318.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,408 sqft Living Area |
| Year Built | Built 2011 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,591 sqft (0.312 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 741 SANDSTONE RDG |
|---|---|
| City | COLD SPRING |
| State | KY |
| Zip | 41076-7156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRANITE SPRING SUB SEC 20 LOT 189 0.3123 AC |
| Legal Subdivision | GRANITE SPRING SUBD |
| Legal Phase | 20 |
| Legal Lot Number | 189 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 53301 |
Source: Campbell County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 741 SANDSTONE RDG, COLD SPRING, KY 41076-7156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 17, 2023 | Survivorship Deed, Transfer · Conventional Mortgage WESBANCO BANK INC |
| Jan 6, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2023 · Amount on Record |
| Deed Sale | May 17, 2023 · Amount on Record |
| Prior Sale | Jan 6, 2023 · Amount on Record |
| Deed Document Number | 5174094 |
| Deed Book / Page | D850 / 854 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 741 SANDSTONE RDG, COLD SPRING, KY 41076-7156 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 741 SANDSTONE RDG, COLD SPRING, KY 41076-7156 |
| Document Number | 0006020823 |
|---|---|
| Date | Feb 5, 2026 |
| Book Page | M2483/678 |
| Instrument | 6020823 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2041 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | May 17, 2023 |
| Property Address | 741 SANDSTONE RDG, COLD SPRING, KY 41076-7156 |
| Document Number | 0005174094 |
| Book / Page | D850 / 854 |
| Map Reference | CAB E SL 587A&587B |
| Instrument Date | May 16, 2023 |
| Instrument | 5174094 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $565.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12533 AA HWY, CALIFORNIA, KY 41007-7500 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 741 SANDSTONE RDG, COLD SPRING, KY 41076-7156 |
| Document Number | 0005174095 |
|---|---|
| Date | May 17, 2023 |
| Instrument | 5174095 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jan 6, 2023 |
| Property Address | 741 SANDSTONE RDG, COLD SPRING, KY 41076-7156 |
| Document Number | 0005163964 |
| Book / Page | D847 / 432 |
| Map Reference | CAB E SL587A,587B&58 |
| Instrument Date | Dec 16, 2022 |
| Instrument | 5163964 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $503.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 741 SANDSTONE RDG, COLD SPRING, KY 41076-7156 |
| Name | Verified Name |
|---|---|
| Address | 12533 AA HWY, CALIFORNIA, KY 41007-7500 |
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,847.00 (+13.38%) | $565,000 (+12.26%) Land $75,000 Building $490,000 | $565,000 (+12.26%) Land $75,000 Building $490,000 |
| 2023 | $6,039.00 (+19.8%) | $503,300 (+24.8%) Land $75,000 Building $428,300 | $503,300 (+24.8%) Land $75,000 Building $428,300 |
| 2022 | $5,041.00 | $403,300 Land $59,970 Building $343,330 | $403,300 Land $59,970 Building $343,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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