Campbell County property record for 722 Sandstone Rdg, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 2,876 sqft · built 2011 |
| Lot Size | 0.283 acres (12,371 sqft) |
| Owner | Company Name on Record |
| Last Sale | $390,000 (Jul 2020) |
| Tax Bill | $4,726 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-38-327.00 |
| Primary APN | 999-99-38-327.00 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,876 sqft Living Area |
| Year Built | Built 2011 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,371 sqft (0.283 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 722 SANDSTONE RDG |
|---|---|
| City | COLD SPRING |
| State | KY |
| Zip | 41076-7155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRANITE SPRING SUB SEC 20 LOT 197 0.2842 AC |
| Legal Subdivision | GRANITE SPRING SUBD |
| Legal Phase | 20 |
| Legal Lot Number | 197 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 53301 |
Source: Campbell County records, as of March 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 722 SANDSTONE RDG, COLD SPRING, KY 41076-7155 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Jul 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jun 6, 2018 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2020 · Amount on Record |
| Deed Sale | Jul 24, 2020 · Amount on Record |
| Prior Sale | Jul 24, 2020 · Amount on Record |
| Deed Document Number | 0005113765 |
| Deed Book / Page | D815 / 4 |
| Last Transfer Date | Aug 26, 2025 |
| Transfer Doc | 0005987063 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 722 SANDSTONE RDG, COLD SPRING, KY 41076-7155 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005097113 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | M2191/513 |
| Instrument | 5097113 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jul 24, 2020 |
| Property Address | 722 SANDSTONE RDG, COLD SPRING, KY 41076-7155 |
| Document Number | 0005113765 |
| Book / Page | D815 / 4 |
| Map Reference | CAB E SL 587A&587B |
| Instrument Date | Jul 20, 2020 |
| Instrument | 5113765 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4215 JAREDS WAY, 4215, BLUE ASH, OH 45242-5594 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 722 SANDSTONE RDG, COLD SPRGS HI, KY 41076-7155 |
| Document Number | 0005113767 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 5113767 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jun 6, 2018 |
| Property Address | 722 SANDSTONE RDG, COLD SPRING, KY 41076-7155 |
| Document Number | 0005074856 |
| Book / Page | D794 / 881 |
| Map Reference | CAB E SL 587A&587B |
| Instrument Date | Jun 4, 2018 |
| Instrument | 5074856 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $385.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 722 SANDSTONE RDG, 722, NEWPORT, KY 41076-7155 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 722 SANDSTONE RDG, COLD SPRING, KY 41076-7155 |
| Document Number | 0005074857 |
|---|---|
| Date | Jun 6, 2018 |
| Instrument | 5074857 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2038 |
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,726.00 (+0.98%) | $390,000 (-) Land $65,000 Building $325,000 | $390,000 (-) Land $65,000 Building $325,000 |
| 2023 | $4,680.00 (-4%) | $390,000 (-) Land $65,000 Building $325,000 | $390,000 (-) Land $65,000 Building $325,000 |
| 2022 | $4,875.00 | $390,000 Land $59,967 Building $330,033 | $390,000 Land $59,967 Building $330,033 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures