737 Eugenia Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 737 Eugenia Rd, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,571 sqft · built 1978
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Company Names on Record
Last Sale	$515,000 (Jul 2019)
Tax Bill	$13,923 (2025)
Deeds & Mortgages	Sep 2025 Transfer Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-40-31-00007-0180-00013.0`

Property Details

APN / Parcel Number

Primary APN	`32-40-31-00007-0180-00013.0`
Alternative APN	`58095`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,571 sqft Living Area
Gross Area	2,011 sqft
1st Floor Area	1,571 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1986
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	120 ft deep x 100 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Pool Area	408 sqft
Porch	Open Porch
Porch Area	323 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	737 EUGENIA RD
City	VERO BEACH
State	FL
Zip	32963-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	VEROMAR PLAT 3 PBI 1-99 BLK 18 LOTS 13 AND 14
Legal Range	40E
Legal Township	32S
Legal Section	31
Legal Subdivision	VEROMAR
Legal Block	18
Legal Lot Number	13,14
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1027
Census Tract	50505

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2962 WESTMINSTER CIR NW, ATLANTA, GA 30327-1640
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK
Jul 12, 2019	Warranty Deed, Transfer · Conventional Mortgage CENTERSTATE BANK OF FLORIDA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2019 · Amount on Record
Deed Sale	Jul 12, 2019 · Amount on Record
Prior Sale	Nov 6, 2009 · Amount on Record
Deed Document Number	201941189
Deed Book / Page	3222 / 1089
Last Transfer Date	Aug 18, 2025
Transfer Doc	0038040405
Record Updated	Jun 8, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIAN RIVER FL
Recording Date	Sep 12, 2025
Property Address	737 EUGENIA RD, VERO BEACH, FL 32963-1641
Document Number	0038040405
Book / Page	3804 / 405
Map Reference	MB 1 PG 99
Instrument Date	Aug 18, 2025
Instrument	3120250045532
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2962 WESTMINSTER CIR NW, ATLANTA, GA 30327-1640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2962 WESTMINSTER CIR NW # 301, 301, ATLANTA, GA 30327-1640

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	737 EUGENIA RD, VERO BEACH, FL 32963-1641
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	SOUTHEAST CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2962 WESTMINSTER CIR NW, ATLANTA, GA 30327-1640

Mortgage

Document Number	0033371392
Date	Sep 14, 2020
Book Page	3337/1392
Instrument	3120200053916

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 12, 2019
Property Address	737 EUGENIA RD, VERO BEACH, FL 32963-1641
Document Number	0032221089
Book / Page	3222 / 1089
Map Reference	MB 1 PG 99
Instrument Date	Jul 8, 2019
Instrument	3120190041189
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	OCEANSIDE TITLE & ESCEOW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,605.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13745 ROCKLAND RD, 13745, LAKE BLUFF, IL 60044-1409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2962 WESTMINSTER CIR NW, ATLANTA, GA 30327-1640

Mortgage

Document Number	0032221091
Date	Jul 12, 2019
Instrument	3222-1091

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,923.00 (+8.6%)	$995,977 (+4.14%) Land $639,200 Building $356,777	$995,977 (+4.14%) Land $639,200 Building $356,777
2024	$12,820.00 (+9.48%)	$956,371 (+6.23%) Land $639,200 Building $317,171	$956,371 (+6.23%) Land $639,200 Building $317,171
2023	$11,710.00 (+20.55%)	$900,314 (+37.47%) Land $639,200 Building $261,114	$900,314 (+37.47%) Land $639,200 Building $261,114
2022	$9,714.00	$654,911 Land $439,450 Building $215,461	$654,911 Land $439,450 Building $215,461

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 200 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	603 units insured incl. 403 condo units
Nearby Flood Claims	76 (1984–2024)
Claims Outside the SFHA	41 of 76
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Hurricane Frances, Sep 2004 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: East Creek Networks, Hotwire Communications.

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