693 Eugenia Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 693 Eugenia Rd, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,163 sqft · built 1958
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$810,000 (May 2023)
Tax Bill	$17,220 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Nov 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-40-31-00007-0170-00009.0`

Property Details

APN / Parcel Number

Primary APN	`32-40-31-00007-0170-00009.0`
Alternative APN	`58085`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,163 sqft Living Area
1st Floor Area	2,163 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	120 ft deep x 153 ft wide
View / Lot	Corner
Garage Type	Detached
Garage Area	540 sqft
Driveway	Concrete Driveway
Driveway Area	480 sqft

Exterior Amenities

Pool Area	360 sqft
Porch	Open Porch
Porch Area	35 sqft
Patio Area	612 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	693 EUGENIA RD
City	VERO BEACH
State	FL
Zip	32963-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	VEROMAR PLAT 2 PBI 1-89 BLK 17 LOT 9 LESS THAT PORTION DEDICATED FOR ROW AS RECORDED IN OR 39/197; LOT 10 AND THE E 35 FT OF LOT 11
Legal Range	40E
Legal Township	32S
Legal Section	31
Legal Subdivision	VEROMAR
Legal Block	17
Legal Lot Number	9
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1026
Census Tract	50505

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	416 MAIN ST, WEST DENNIS, MA 02670-2259
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Warranty Deed, Transfer · Conventional Mortgage TOTAL MORTGAGE SERVICES LLC
Nov 13, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Oct 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2023 · Amount on Record
Deed Sale	May 3, 2023 · Amount on Record
Prior Sale	Nov 13, 2018 · Amount on Record
Deed Document Number	202321916
Deed Book / Page	3618 / 907
Prior Transfer Date	Nov 12, 2018
Prior Transfer Doc	0031621823
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	May 3, 2023
Property Address	693 EUGENIA RD, VERO BEACH, FL 32963-1639
Document Number	0036180907
Book / Page	3618 / 907
Map Reference	MB 1 PG 89
Instrument Date	May 2, 2023
Instrument	3120230021916
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	SUPREME TITLE SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,670.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	174 MISTY MOUNTAIN LN, NEWLAND, NC 28657-9221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 MAIN ST, WEST DENNIS, MA 02670-2259

Mortgage

Document Number	0003618909
Date	May 3, 2023
Instrument	3618/909

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Nov 13, 2018
Property Address	693 EUGENIA RD, VERO BEACH, FL 32963-1639
Document Number	0031621823
Book / Page	003162 / 001823
Instrument Date	Nov 12, 2018
Instrument	68614
Transaction Type	Transfer
Record Updated	Nov 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$451.50

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	693 EUGENIA RD VERO BEACH FL 329631639, VERO BEACH, FL 32963-1639

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	693 EUGENIA RD, VERO BEACH, FL 32963-1639
Document Number	0031610276
Instrument Date	Oct 31, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	693 EUGENIA RD VERO BEACH FL 329631639, VERO BEACH, FL 32963-1639

Mortgage

Document Number	0031610276
Date	Nov 5, 2018
Book Page	003161/000276
Instrument	67133

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 4, 2033

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,220.00 (+314.64%)	$1,067,875 (+258.8%) Land $686,105 Building $381,770	$1,067,875 (+11.75%) Land $686,105 Building $381,770
2023	$4,153.00 (+3.18%)	$297,626 (+3%)	$955,623 (+34.42%) Land $686,105 Building $269,518
2022	$4,025.00	$288,957	$710,915 Land $490,074 Building $220,841

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 200 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	603 units insured incl. 403 condo units
Nearby Flood Claims	76 (1984–2024)
Claims Outside the SFHA	41 of 76
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Hurricane Frances, Sep 2004 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: East Creek Networks, Hotwire Communications.

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