705 Eugenia Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 705 Eugenia Rd, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,033 sqft · built 1959
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$493,100 (Nov 2018)
Tax Bill	$5,208 (2025)
Deeds & Mortgages	May 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`32-40-31-00007-0180-00017.0`

Property Details

APN / Parcel Number

Primary APN	`32-40-31-00007-0180-00017.0`
Alternative APN	`58097`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,033 sqft Living Area
1st Floor Area	2,033 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1980
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Area	400 sqft

Exterior Amenities

Pool Area	240 sqft
Porch	Open Porch
Porch Area	24 sqft
Patio Area	208 sqft
Fence	Fence
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	58097
Street Address	705 EUGENIA RD
City	VERO BEACH
State	FL
Zip	32963-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	VEROMAR PLAT 3 PBI 1-99 BLK 18 LOTS 17 AND 18, LESS THAT PORT FOR ROW DESC IN OR 39/250
Legal Range	40
Legal Township	32
Legal Section	31
Legal Subdivision	VEROMAR
Legal Block	18
Legal Lot Number	17-18 18
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1027
Census Tract	50505

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	705 EUGENIA RD, VERO BEACH, FL 32963-1641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BANK NA
Nov 27, 2018	Warranty Deed, Transfer · Conventional Mortgage CENTERSTATE BANK OF FLORIDA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2018 · Amount on Record
Deed Sale	Nov 27, 2018 · Amount on Record
Prior Sale	Mar 29, 2016 · Amount on Record
Deed Document Number	3120180071073
Deed Book / Page	3165 / 1133
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	705 EUGENIA RD, VERO BEACH, FL 32963-1641
Transaction Type	Mortgage
Record Updated	Dec 6, 2021
Title Company	OCEANSIDE TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033031301
Date	May 29, 2020
Book Page	3303/1301
Instrument	3120200028892

Lender

Name	CENTERSTATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Nov 27, 2018
Property Address	705 EUGENIA RD, VERO BEACH, FL 32963-1641
Document Number	0031651133
Book / Page	3165 / 1133
Map Reference	MB1 PG99
Instrument Date	Nov 14, 2018
Instrument	3120180071073
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	OCEANSIDE TITLE 7 ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,451.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3040 10TH PKWY, 3040, VERO BEACH, FL 32960-4911

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	705 EUGENIA RD, VERO BEACH, FL 32963-1641

Mortgage

Document Number	0031651135
Date	Nov 27, 2018
Book Page	3165/1135
Instrument	3120180071074

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,208.00 (+19.2%)	$357,841 (+13.05%)	$721,859 (+0.19%) Land $530,843 Building $191,016
2023	$4,369.00 (+1.53%)	$316,528 (+3%)	$720,519 (+35.02%) Land $530,843 Building $189,676
2022	$4,303.00	$307,309	$533,643 Land $364,954 Building $168,689

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 200 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	603 units insured incl. 403 condo units
Nearby Flood Claims	76 (1984–2024)
Claims Outside the SFHA	41 of 76
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Hurricane Frances, Sep 2004 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: East Creek Networks, Hotwire Communications.

Nearby Properties on Eugenia Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures