7368 Owen St, Gloucester, VA 23061 Property Records

Gloucester County property record for 7368 Owen St, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,856 sqft · built 1972
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on File
Last Sale	$182,000 (Jun 2009)
Tax Bill	$1,690 (2026)
Deeds & Mortgages	Jun 2021 Refinance Jan 2017 Refinance
Flood Zone	Zone X (minimal risk)
APN	`10960`

Property Details

APN / Parcel Number

Primary APN	`10960`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,856 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	48,352 sqft (1.11 acres)
Deck Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7368 OWEN ST
City	GLOUCESTER
State	VA
Zip	23061-4034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	LOCUST HILL SUB SEC 1 LOT 10
Legal Subdivision	LOCUST HILL
Legal Lot Number	10
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	2
Census Block	2005
Census Tract	100102

Owner

7368 Owen St is owned and occupied by two individuals who bought it in June 2009.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7368 OWEN ST, GLOUCESTER, VA 23061-4034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Jan 6, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2009 · Amount on File
Deed Sale	Jun 1, 2009 · Amount on File
Prior Sale	Feb 23, 2005 · Amount on File
Deed Document Number	20093200
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7368 OWEN ST, GLOUCESTER, VA 23061-4034
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210004540
Date	Jun 25, 2021
Instrument	210004540

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	309 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7368 OWEN ST, GLOUCESTER, VA 23061-4034
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	SURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170000082
Date	Jan 6, 2017
Instrument	170000082

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7368 Owen St was $1,690, up 3.5% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,690.00 (+3.49%)	$289,900 (+9%) Land $60,360 Building $229,540	$289,900 (+9%) Land $60,360 Building $229,540
2025	$1,633.00 (+5.35%)	$265,970 (-) Land $56,360 Building $209,610	$265,970 (-) Land $56,360 Building $209,610
2024	$1,550.00	$265,970 (-) Land $56,360 Building $209,610	$265,970 (-) Land $56,360 Building $209,610
2023	$1,550.00 (+12.48%)	$265,970 (+39.9%) Land $56,360 Building $209,610	$265,970 (+39.9%) Land $56,360 Building $209,610
2022	$1,378.00	$190,120 Land $36,520 Building $153,600	$190,120 Land $36,520 Building $153,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7368 Owen St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	3 (1999–2009)
Most Recent Claim	Nov 2009 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7368 Owen St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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