Gloucester County property record for 7326 Owen St, Gloucester, VA 23061
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,820 sqft · built 1985 |
| Lot Size | 2.53 acres (110,207 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,291 (2026) |
| Deeds & Mortgages | Oct 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 32361 |
| Primary APN | 32361 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,820 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Finished Basement | 1,040 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 110,207 sqft (2.53 acres) |
| Porch | Slab |
| Deck Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 7326 OWEN ST |
|---|---|
| City | GLOUCESTER |
| State | VA |
| Zip | 23061-4034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SC-1 |
| Legal Description | LOCUST HILL SEC 1 LOT 7 |
| Legal Subdivision | PLAT: PB6 6263 |
| Legal Lot Number | 7 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | PETSWORTH |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 100102 |
7326 Owen St is owned and occupied by two individuals.
Source: Gloucester County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7326 OWEN ST, GLOUCESTER, VA 23061-4034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 7326 OWEN ST, GLOUCESTER, VA 23061-4034 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2023 |
| Title Company | THE CLOSING BOUTIQUE LLC, THE CLOSING SHOP LLC |
| Name | Verified Name |
|---|
| Document Number | 0230004126 |
|---|---|
| Date | Oct 30, 2023 |
| Instrument | 230004126 |
| Name | CHESAPEAKE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 7326 Owen St was $2,291, up 3.8% from the year before.
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,291.00 (+3.76%) | $392,970 (+9.26%) Land $64,970 Building $328,000 | $392,970 (+9.26%) Land $64,970 Building $328,000 |
| 2025 | $2,208.00 (-20.09%) | $359,650 (+19.69%) Land $60,970 Building $298,680 | $359,650 (+19.69%) Land $60,970 Building $298,680 |
| 2024 | $2,763.00 (+57.8%) | $300,480 (-) Land $60,970 Building $239,510 | $300,480 (-) Land $60,970 Building $239,510 |
| 2023 | $1,751.00 (-0.34%) | $300,480 (+23.94%) Land $60,970 Building $239,510 | $300,480 (+23.94%) Land $60,970 Building $239,510 |
| 2022 | $1,757.00 | $242,440 Land $43,030 Building $199,410 | $242,440 Land $43,030 Building $199,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7326 Owen St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 3 (1999–2009) |
| Most Recent Claim | Nov 2009 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7326 Owen St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Starlink Satellite | 280 / 30 |
4G LTE only, no 5G reported
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