7364 Owen St, Gloucester, VA 23061 Property Records

Gloucester County property record for 7364 Owen St, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on File
Last Sale	$299,999 (Jun 2021)
Tax Bill	$1,994 (2026)
Deeds & Mortgages	Sep 2020 Line of Credit Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21871`

Property Details

APN / Parcel Number

Primary APN	`21871`

Exterior

Lot Area	48,352 sqft (1.11 acres)

Location & Zoning

Street Address	7364 OWEN ST
City	GLOUCESTER
State	VA
Zip	23061-4034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	LOCUST HILL SUB SEC 1 LOT 9
Legal Subdivision	LOCUST HILL
Legal Lot Number	9
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	2
Census Block	2005
Census Tract	100102

Owner

7364 Owen St is owned and occupied by two individuals who bought it in June 2021.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7364 OWEN ST, GLOUCESTER, VA 23061-4034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK
Jun 23, 2021	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS
Dec 20, 2019	Warranty Deed, Transfer BLUE HERON TITLE COMPANY LLC
Mar 14, 2018	Warranty Deed, Transfer BLUE OCN TITLE, BLUE HERON TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2021 · Amount on File
Deed Sale	Jun 23, 2021 · Amount on File
Prior Sale	Dec 20, 2019 · Amount on File
Deed Document Number	20214472
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7364 OWEN ST, GLOUCESTER, VA 23061-4034
Transaction Type	Mortgage
Record Updated	Oct 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200004784
Date	Sep 11, 2020
Instrument	200004784

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jun 23, 2021
Property Address	7364 OWEN ST, GLOUCESTER, VA 23061-4034
Document Number	210004472
Instrument Date	Jun 21, 2021
Instrument	210004472
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	LYTLE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7364 OWEN ST, GLOUCESTER, VA 23061-4034

Mortgage

Document Number	210004473
Date	Jun 23, 2021
Instrument	210004473

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Dec 20, 2019
Property Address	7364 OWEN ST, GLOUCESTER, VA 23061-4034
Document Number	190005931
Instrument Date	Dec 19, 2019
Instrument	190005931
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	BLUE HERON TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 27, GLOUCESTER POINT, VA 23062-0027

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Mar 14, 2018
Property Address	7364 OWEN ST, GLOUCESTER, VA 23061-4034
Document Number	180001036
Instrument Date	Mar 8, 2018
Instrument	180001036
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	BLUE OCN TITLE, BLUE HERON TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1173, GLOUCESTER, VA 23061-1173

Tax Assessment & Valuation

The 2026 property tax bill for 7364 Owen St was $1,994, up 13.1% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,994.00 (+13.1%)	$342,040 (+19.07%) Land $60,360 Building $281,680	$342,040 (+19.07%) Land $60,360 Building $281,680
2025	$1,763.00 (+5.32%)	$287,250 (-) Land $56,360 Building $230,890	$287,250 (-) Land $56,360 Building $230,890
2024	$1,674.00	$287,250 (-) Land $56,360 Building $230,890	$287,250 (-) Land $56,360 Building $230,890
2023	$1,674.00 (+14.66%)	$287,250 (+42.55%) Land $56,360 Building $230,890	$287,250 (+42.55%) Land $56,360 Building $230,890
2022	$1,460.00	$201,510 Land $36,520 Building $164,990	$201,510 Land $36,520 Building $164,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7364 Owen St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	3 (1999–2009)
Most Recent Claim	Nov 2009 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7364 Owen St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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