724 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 724 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,582 sqft · built 1914
Lot Size	0.175 acres (7,656 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,595 (2024)
Deeds & Mortgages	Oct 2022 Mortgage Jul 2005 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-178-031.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-178-031.000-023`
Alternative APN	`01610271103`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,582 sqft Living Area
Basement Area	672 sqft
Family Room	Family Room

Exterior

Year Built	Built 1914
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,656 sqft (0.175 acres)
Lot Dimensions	132 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	234 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610271103
Street Address	724 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 POPPENDICKS 2ND ADD
Legal Subdivision	POPPENDICKS 2ND ADD
Legal Lot Number	33
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3031
Census Tract	10300

Owner

724 E 4th St is owned and occupied by two individuals who acquired it in January 1994.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	724 E 4TH ST, MISHAWAKA, IN 46544-2229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 6, 2005	Deed of Trust, Mortgage · Conventional Mortgage TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 1994
Deed Sale	Jan 12, 1994
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	724 E 4TH ST, MISHAWAKA, IN 46544-2229
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002231050
Date	Oct 27, 2022
Instrument	2231050

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	724 E 4TH ST, MISHAWAKA, IN 46544-2229
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	TITLE EXPERTS INC, TITLE EXPRESS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000529667
Date	Jul 6, 2005
Instrument	0529667

Lender

Name	TEACHERS CU
Type	Credit Union
Address	SOUTH BEND, IN 46617

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$130,600 Land $30,900 Building $99,700	$130,600 Land $30,900 Building $99,700
2024	$1,595.00 (+2.05%)
2023	$1,563.00 (+29.17%)	$137,700 (+27.62%) Land $30,800 Building $106,900	$137,700 (+27.62%) Land $30,800 Building $106,900
2022	$1,210.00	$107,900 Land $30,800 Building $77,100	$107,900 Land $30,800 Building $77,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 724 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 724 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, Verizon.

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