735 E Monroe St, Decatur, IN 46733 Property Records

Adams County property record for 735 E Monroe St, Decatur, IN 46733

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,287 sqft · built 1956
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on Record
Last Sale	$137,500 (Nov 2017)
Tax Bill	$1,675 (2025)
Deeds & Mortgages	Jul 2020 Refinance Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-02-35-400-012.000-014`

Property Details

APN / Parcel Number

Primary APN	`01-02-35-400-012.000-014`
Alternative APNs	`02304000015000` `02030852645`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,287 sqft Living Area
1st Floor Area	1,287 sqft
Basement Area	1,287 sqft
Unfinished Basement	1,287 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Brick
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)
Lot Dimensions	327 ft deep x 160 ft wide
Garage Type	Mixed
Garage Area	976 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	02030852645
Street Address	735 E MONROE ST
City	DECATUR
State	IN
Zip	46733-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 347' OF E 160' OF W 192.3' SE SEC 35 (1.2A)
Jurisdiction	ADAMS IN
Township / Civil Division	ROOT
Census Block Group	1
Census Block	1018
Census Tract	30300

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	735 E MONROE ST, DECATUR, IN 46733-2805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST MERCHANTS BANK
Nov 28, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2017 · Amount on Record
Deed Sale	Nov 28, 2017 · Amount on Record
Prior Sale	Aug 5, 2008 · Amount on Record
Deed Document Number	20174533
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	735 E MONROE ST, DECATUR, IN 46733-2805
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020003276
Date	Jul 8, 2020
Instrument	2020003276

Lender

Name	FIRST MERCHANTS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Nov 28, 2017
Property Address	735 E MONROE ST, DECATUR, IN 46733-2805
Document Number	2017004533
Instrument Date	Nov 27, 2017
Instrument	2017004533
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	735 E MONROE ST, DECATUR, IN 46733-2805

Mortgage

Document Number	2017004534
Date	Nov 28, 2017
Instrument	2017004534

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Root Township
Municipality	Decatur City
Unified School District	North Adams Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,675.00 (-3.01%) Homeowner's exemption	$179,200 (+13.2%) Land $34,100 Building $145,100	$179,200 (+13.2%) Land $34,100 Building $145,100
2024	$1,727.00 (-13.78%)
2023	$2,003.00 (+5.92%)	$158,300 (+2.26%) Land $34,100 Building $124,200	$158,300 (+2.26%) Land $34,100 Building $124,200
2022	$1,891.00 (+10.58%) Homeowner's exemption	$154,800 Land $34,100 Building $120,700	$154,800 Land $34,100 Building $120,700
2020	$1,710.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	23 (1982–2021)
Claims Outside the SFHA	4 of 23
Most Recent Claim	Mar 2021 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR WATER DEPARTMENT serves 9,900 people · EPA ID IN5201002
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	13 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: MetaLINK Technologies, Verizon.

Nearby Properties on E Monroe St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures