704 E Monroe St, Decatur, IN 46733 Property Records

Adams County property record for 704 E Monroe St, Decatur, IN 46733

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,232 sqft · built 1980
Lot Size	0.209 acres (9,100 sqft)
Owner	Individual Name on Record
Last Sale	$145,200 (Aug 2018)
Tax Bill	$1,228 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-05-02-102-088.000-022`

Property Details

APN / Parcel Number

Primary APN	`01-05-02-102-088.000-022`
Alternative APNs	`02218000002140` `01300022343`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Attic	Attic
Attic Area	1,232 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Roof Material	Metal
Lot Area	9,100 sqft (0.209 acres)
Lot Dimensions	130 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01300022343
Street Address	704 E MONROE ST
City	DECATUR
State	IN
Zip	46733-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE VALLEY FARMS SEC I LOT 1
Legal Subdivision	PINE VALLEY FARMS SUBDIVISION
Legal Lot Number	1
Jurisdiction	ADAMS IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1020
Census Tract	30300

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	704 E MONROE ST, DECATUR, IN 46733-2806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2018	Deed of Trust, Mortgage BANK OF GENEVA
Aug 3, 2018	Warranty Deed, Transfer HALLMARK HOME MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2018 · Amount on Record
Deed Sale	Aug 3, 2018 · Amount on Record
Prior Sale	Oct 7, 2008 · Amount on Record
Deed Document Number	20182940
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	704 E MONROE ST, DECATUR, IN 46733-2806
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018001439
Date	Apr 20, 2018
Instrument	2018001439

Lender

Name	BANK OF GENEVA
Type	Bank

Agreement

Amount	Amount Recorded

Interest

Type Change Date	Mar 27, 2019

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Aug 3, 2018
Property Address	704 E MONROE ST, DECATUR, IN 46733-2806
Document Number	2018002940
Instrument Date	Aug 3, 2018
Instrument	2018002940
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	704 E MONROE ST, DECATUR, IN 46733-2806

Mortgage

Document Number	2018002941
Date	Aug 3, 2018
Instrument	2018002941

Lender

Name	HALLMARK HOME MTG

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Washington Township
Municipality	Decatur City
Unified School District	North Adams Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,228.00 (-2.85%) Homeowner's exemption	$136,500 (+14.8%) Land $16,300 Building $120,200	$136,500 (+14.8%) Land $16,300 Building $120,200
2024	$1,264.00 (+4.38%)
2023	$1,211.00 (+12.55%)	$118,900 (+2.77%) Land $16,300 Building $102,600	$118,900 (+2.77%) Land $16,300 Building $102,600
2022	$1,076.00 (+14.71%)	$115,700 Land $16,300 Building $99,400	$115,700 Land $16,300 Building $99,400
2020	$938.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	23 (1982–2021)
Claims Outside the SFHA	4 of 23
Most Recent Claim	Mar 2021 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR WATER DEPARTMENT serves 9,900 people · EPA ID IN5201002
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	13 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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