728 E Monroe St, Decatur, IN 46733 Property Records

Adams County property record for 728 E Monroe St, Decatur, IN 46733

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,669 sqft · built 1979
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on Record
Last Sale	$136,200 (Sep 2014)
Tax Bill	$1,414 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-05-02-102-124.000-022`

Property Details

APN / Parcel Number

Primary APN	`01-05-02-102-124.000-022`
Alternative APNs	`02223000011726` `01388921495`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,669 sqft Living Area
1st Floor Area	1,669 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Pool Area	384 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01388921495
Street Address	728 E MONROE ST
City	DECATUR
State	IN
Zip	46733-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE VALLEY FARMS SEC I LOT 5
Legal Subdivision	PINE VLY FARMS PH I
Legal Lot Number	5
Jurisdiction	ADAMS IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1025
Census Tract	30300

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	728 E MONROE ST, DECATUR, IN 46733-2806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FCU
Jan 6, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2014 · Amount on Record
Deed Sale	Sep 24, 2014 · Amount on Record
Deed Document Number	20143491
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	728 E MONROE ST, DECATUR, IN 46733-2806
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2024000727
Date	Mar 4, 2024
Instrument	2024000727

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2039

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	728 E MONROE ST, DECATUR, IN 46733-2806
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000042
Date	Jan 6, 2022
Instrument	2022000042

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	265 Months
Due	Feb 1, 2044

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Washington Township
Municipality	Decatur City
Unified School District	North Adams Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,414.00 (-7.58%) Homeowner's exemption	$157,200 (+9.24%) Land $14,000 Building $143,200	$157,200 (+9.24%) Land $14,000 Building $143,200
2024	$1,530.00 (-8.22%)
2023	$1,667.00 (+2.33%)	$143,900 (+2.27%) Land $14,000 Building $129,900	$143,900 (+2.27%) Land $14,000 Building $129,900
2022	$1,629.00 (+13.6%)	$140,700 Land $14,000 Building $126,700	$140,700 Land $14,000 Building $126,700
2020	$1,434.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	23 (1982–2021)
Claims Outside the SFHA	4 of 23
Most Recent Claim	Mar 2021 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR WATER DEPARTMENT serves 9,900 people · EPA ID IN5201002
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	13 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: MetaLINK Technologies, Verizon.

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