Richland County property record for 735 Debby Ln E, Ontario, OH 44906
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,988 sqft · built 1972 |
| Lot Size | 0.948 acres (41,295 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Oct 2019) |
| Tax Bill | $3,791 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-60-179-05-001 |
| Primary APN | 038-60-179-05-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,988 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Lot Area | 41,295 sqft (0.948 acres) |
| Lot Dimensions | 200 ft deep x 227 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,760 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 193 sqft |
| Patio Area | 120 sqft |
| Poultry House | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 735 DEBBY LN E |
|---|---|
| City | ONTARIO |
| State | OH |
| Zip | 44906-1004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SW A 0.948 LT 7 PT |
| Legal Lot Number | 7 |
| Jurisdiction | RICHLAND OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 2400 |
Source: Richland County records · APN 038-60-179-05-001
Assessment roll updated April 3, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 735 DEBBY LN E, ONTARIO, OH 44906-1004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Oct 06, 2021 | Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU |
| Oct 03, 2019 | Warranty Deed, Transfer · VA Mortgage NATIONAL BANK OF KANSAS CITY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 03, 2019 · Amount on Record |
| Deed Sale | Oct 03, 2019 · Amount on Record |
| Prior Sale | May 09, 2016 · Amount on Record |
| Deed Document Number | 201911225 |
| Deed Book / Page | 2733 / 93 |
| Prior Transfer Date | Aug 11, 2005 |
| Prior Transfer Doc | 1555/0125 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND OH |
| Property Address | 735 DEBBY LN E, ONTARIO, OH 44906-1004 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2937/269 |
|---|---|
| Date | Oct 06, 2021 |
| Book Page | 2937/269 |
| Instrument | 202100014175 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND OH |
| Recording Date | Oct 03, 2019 |
| Property Address | 735 DEBBY LN E, ONTARIO, OH 44906-1004 |
| Document Number | 2733/0093 |
| Book / Page | 2733 / 0093 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 201900011225 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | SOUTHERN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 735 DEBBY LN E, ONTARIO, OH 44906-1004 |
| Investor | Possibly a Property Investor |
| Document Number | 201900011226 |
|---|---|
| Date | Oct 03, 2019 |
| Instrument | 201900011226 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
Source: Richland County records · Assessment roll updated April 3, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Richland County |
| County Subdivision | Springfield Township |
| Municipality | Ontario City |
| Unified School District | Ontario Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,791.00 | $98,430 (-) Land $14,780 Building $83,650 | |
| 2024 | $3,791.00 (-22.77%) Homeowner's exemption Veteran's exemption | $98,430 (-) Land $14,780 Building $83,650 | |
| 2023 | $4,909.00 (+11.59%) Homeowner's exemption | $98,430 (+29.7%) Land $14,780 Building $83,650 | $281,240 (+29.7%) Land $42,230 Building $239,010 |
| 2022 | $4,399.00 Homeowner's exemption | $75,890 Land $11,840 Building $64,050 | |
| 2020 | $216,840 Land $33,840 Building $183,000 |
Source: FEMA National Flood Hazard Layer as of March 23, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Jun 1981 · rainfall accumulation |
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Benton Ridge Telephone Company Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 127 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ONTARIO CITY serves 6,756 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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