715 Debby Ln E, Ontario (Mansfield), OH 44906 Property Records

Richland County property record for 715 Debby Ln E, Ontario, OH 44906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,364 sqft · built 1980
Lot Size	1.07 acres (46,801 sqft)
Owner	2 Individual Names on File
Last Sale	$167,500 (Aug 2012)
Tax Bill	$5,477 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit May 2018 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`038-60-179-05-036`

Property Details

APN / Parcel Number

Primary APN	`038-60-179-05-036`
Alternative APN	`05020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,364 sqft Living Area
1st Floor Area	2,076 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	46,801 sqft (1.07 acres)
Lot Dimensions	260 ft deep x 180 ft wide
Garage Area	678 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Patio Area	144 sqft
Poultry House	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	715 DEBBY LN E
City	ONTARIO
State	OH
Zip	44906-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3238 180 X 259.96
Legal Subdivision	ZIMMERMAN ACRES #4
Legal Lot Number	3238
Jurisdiction	RICHLAND OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3037
Census Tract	2400

Owner

715 Debby Ln E is owned and occupied by two individuals who bought it in August 2012.

Source: Richland County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	715 DEBBY LN E, ONTARIO, OH 44906-1004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage · Line of Credit CIVISTA BANK
May 18, 2018	Deed of Trust, Mortgage · Line of Credit RICHLAND BANK
Apr 20, 2018	Deed of Trust, Mortgage · Line of Credit RICHLAND BANK
May 18, 2018	Deed of Trust, Mortgage · Line of Credit RICHLAND BANK
Apr 20, 2018	Deed of Trust, Mortgage · Line of Credit RICHLAND BANK
Aug 14, 2012	Survivorship Deed, Transfer · Conventional Mortgage RICHLAND BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2012 · Amount on File
Deed Sale	Aug 14, 2012 · Amount on File
Prior Sale	Aug 31, 2010 · Amount on File
Deed Document Number	201210081
Deed Book / Page	2156 / 89
Prior Transfer Date	Jun 10, 2009
Prior Transfer Doc	01914/0324
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	715 DEBBY LN E, ONTARIO, OH 44906-1004
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 DEBBY LN E, ONTARIO, OH 44906-1004

Mortgage

Document Number	02994/4032
Date	Aug 17, 2022
Book Page	2994/4032
Instrument	202200010348

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	715 DEBBY LN E, ONTARIO, OH 44906-1004
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02624/0715
Date	May 18, 2018
Book Page	2624/0715
Instrument	201800005912

Lender

Name	RICHLAND BANK
Type	Bank
Address	MANSFIELD, OH 44902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Apr 16, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	715 DEBBY LN E, ONTARIO, OH 44906-1004
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02618/0065
Date	Apr 20, 2018
Book Page	2618/0065
Instrument	201800004555

Lender

Name	RICHLAND BANK
Type	Bank
Address	MANSFIELD, OH 44902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 16, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	715 DEBBY LN E, ONTARIO, OH 44906-1004
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2624/0715
Date	May 18, 2018
Book Page	2624/0715
Instrument	201800005912

Lender

Name	RICHLAND BANK
Type	Bank
Address	MANSFIELD, OH 44902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Apr 16, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	715 DEBBY LN E, ONTARIO, OH 44906-1004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2618/0065
Date	Apr 20, 2018
Book Page	2618/0065
Instrument	201800004555

Lender

Name	RICHLAND BANK
Type	Bank
Address	MANSFIELD, OH 44902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 16, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2012: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	RICHLAND OH
Recording Date	Aug 14, 2012
Property Address	715 DEBBY LN E, ONTARIO, OH 44906-1004
Document Number	02156/0089
Book / Page	2156 / 0089
Map Reference	MB30 PG25
Instrument Date	Aug 13, 2012
Instrument	201200010081
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	715 DEBBY LN E, ONTARIO, OH 44906-1004

Mortgage

Document Number	201200010082
Date	Aug 14, 2012
Instrument	201200010082

Lender

Name	RICHLAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 715 Debby Ln E was $5,477 with a homeowner's exemption, up % from the year before.

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Springfield Township
Municipality	Ontario City
Unified School District	Ontario Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,477.00 (+0.02%)	$112,440 (-) Land $21,800 Building $90,640
2024	$5,476.00 (-2.27%) Homeowner's exemption	$112,440 (-) Land $21,800 Building $90,640
2023	$5,603.00 (+21.36%) Homeowner's exemption	$112,440 (+41.01%) Land $21,800 Building $90,640	$321,260 Land $62,290 Building $258,970
2022	$4,617.00 Homeowner's exemption	$79,740 Land $17,470 Building $62,270
2020			$227,820 Land $49,910 Building $177,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 715 Debby Ln E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 715 Debby Ln E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO CITY serves 6,756 people · EPA ID OH7003512
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Debby Ln E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures