695 Debby Ln E, Ontario (Mansfield), OH 44906 Property Records

Richland County property record for 695 Debby Ln E, Ontario, OH 44906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,888 sqft · built 2018
Lot Size	0.726 acres (31,625 sqft)
Owner	Individual Name on File
Last Sale	$29,900 (Jul 2018)
Tax Bill	$5,824 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`038-60-179-05-035`

Property Details

APN / Parcel Number

Primary APN	`038-60-179-05-035`
Alternative APN	`05019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,888 sqft Living Area
1st Floor Area	1,888 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum Siding
Lot Area	31,625 sqft (0.726 acres)
Lot Dimensions	125 ft deep x 253 ft wide
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	518 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	695 DEBBY LN E
City	ONTARIO
State	OH
Zip	44906-1071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3237 158.96 X 256.73
Legal Subdivision	ZIMMERMAN ACRES #4
Legal Lot Number	3237
Jurisdiction	RICHLAND OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3037
Census Tract	2400

Owner

695 Debby Ln E is owned and occupied by an individual who bought it in July 2018.

Source: Richland County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5821 DARLINGTON NORTH RD, BELLVILLE, OH 44813-9223
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOME SAVINGS BANK
Jul 10, 2018	Deed, Transfer SOUTHERN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2018 · Amount on File
Deed Sale	Jul 10, 2018 · Amount on File
Prior Sale	Mar 12, 2014 · Amount on File
Deed Document Number	20188096
Deed Book / Page	2636 / 33
Prior Transfer Date	May 14, 2012
Prior Transfer Doc	02136/0384
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	695 DEBBY LN E, ONTARIO, OH 44906-1071
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2941/43
Date	Oct 19, 2021
Book Page	2941/43
Instrument	202100014833

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2031

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	695 DEBBY LN E, ONTARIO, OH 44906-1071
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2754/0271
Date	Dec 24, 2019
Book Page	2754/0271
Instrument	201900014966

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2035

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	695 DEBBY LN E, ONTARIO, OH 44906-1071
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOUTHERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2639/0492
Date	Jul 26, 2018
Book Page	2639/0492
Instrument	201800008833

Lender

Name	HOME SAVINGS BANK
Type	Bank
Address	YOUNGSTOWN, OH 44503

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	247 Months
Due	Feb 1, 2039

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND OH
Recording Date	Jul 10, 2018
Property Address	695 DEBBY LN E, ONTARIO, OH 44906-1071
Document Number	02636/0033
Book / Page	2636 / 0033
Map Reference	VOL30 PG25
Instrument Date	Jul 9, 2018
Instrument	201800008096
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5821 DARLINGTON RD, WARREN, OH 44481

Tax Assessment & Valuation

The 2025 property tax bill for 695 Debby Ln E was $5,824 with a homeowner's exemption, up % from the year before.

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Springfield Township
Municipality	Ontario City
Unified School District	Ontario Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,824.00 (+0.02%)	$129,940 (-) Land $20,550 Building $109,390
2024	$5,823.00 (-1.39%) Homeowner's exemption	$129,940 (+1.79%) Land $20,550 Building $109,390
2023	$5,905.00 (+7.58%) Homeowner's exemption	$127,660 (+23.3%) Land $20,550 Building $107,110	$371,240 Land $58,710 Building $312,530
2022	$5,489.00 Homeowner's exemption	$103,540 Land $16,470 Building $87,070
2020			$295,830 Land $47,050 Building $248,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 695 Debby Ln E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 695 Debby Ln E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO CITY serves 6,756 people · EPA ID OH7003512
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon.

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