Lafayette County property record for 732 Cottage Loop, Oxford, MS 38655 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,009 sqft · built 2020 |
| Lot Size | 0.023 acres (1,015 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,185 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage Jul 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 182-03-002.74 |
| Primary APN | 182-03-002.74 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,009 sqft Living Area |
| 1st Floor Area | 1,956 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 1,015 sqft |
| Deck Area | 88 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 40840 |
|---|---|
| Street Address | 732 COTTAGE LOOP |
| City | OXFORD |
| State | MS |
| Zip | 38655-1127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 732 THE COTTAGES AT THE GROVE AT GRAND OAKS PHASE 6A & PT INTEREST IN COMMON AREA |
| Legal Range | 03W |
| Legal Township | 09S |
| Legal Section | 03 |
| Legal Subdivision | GRAND OAKS |
| Legal Phase | 6A |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 950506 |
Source: Lafayette County records · APN 182-03-002.74
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 732 COTTAGE LOOP, OXFORD, MS 38655-1127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2018 | Deed of Trust, Mortgage · Commercial Mortgage BANKPLUS |
| Jul 15, 2021 | Condominium Deed, Transfer · Line of Credit BOC BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 732 COTTAGE LOOP, OXFORD, MS 38655-1127 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0201808905 |
|---|---|
| Date | Oct 19, 2018 |
| Instrument | 201808905 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Oct 12, 2020 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Jul 15, 2021 |
| Property Address | 732 COTTAGE LOOP, OXFORD, MS 38655-1127 |
| Document Number | 0202107693 |
| Map Reference | CAB C SL104 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 202107693 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1237, OXFORD, MS 38655-1237 |
| Name | Verified Name |
|---|---|
| Address | 732 COTTAGE CV, OXFORD, MS 38655-1127 |
| Document Number | 0202107695 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 202107695 |
| Name | BOC BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Lafayette County records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,185.00 (+41.43%) Senior Citizen's exemption | $39,400 (+58.77%) | $394,000 (+58.77%) Land $60,000 Building $334,000 |
| 2023 | $2,252.00 Senior Citizen's exemption | $24,816 | $248,160 Land $60,000 Building $188,160 |
Source: FEMA National Flood Hazard Layer, Lafayette County (28071C), updated March 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280719505062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 46% of the US · above 43% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 901 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 72 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| BCI Mississippi Broadband | Fiber | 10,000 / 10,000 |
| AT&T | Fiber | 5,000 / 5,000 |
| North East Fiber | Fiber | 2,000 / 1,000 |
| Telapex | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: BCI Mississippi Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.
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