734 Cottage Loop, Oxford, MS 38655 Property Records

Lafayette County property record for 734 Cottage Loop, Oxford, MS 38655 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,940 sqft · built 2022
Lot Size	0.023 acres (1,015 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,503 (2025)
Deeds & Mortgages	Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`182-03-002.73`

Property Details

APN / Parcel Number

Primary APN	`182-03-002.73`
Alternative APN	`40839`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,940 sqft Living Area
1st Floor Area	1,940 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asbestos
Lot Area	1,015 sqft

Location & Zoning

Account Number	40839
Street Address	734 COTTAGE LOOP
City	OXFORD
State	MS
Zip	38655-1127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 734 THE COTTAGES AT THE GROVE AT GRAND OAKS PHASE 6A & PT INTEREST IN COMMON AREA
Legal Range	03W
Legal Township	09S
Legal Section	03
Legal Subdivision	GRAND OAKS
Legal Phase	6A
Legal Unit	734
Jurisdiction	LAFAYETTE MS
Township / Civil Division	1
Census Block Group	2
Census Block	2009
Census Tract	950506

Owner

Source: Lafayette County records · APN 182-03-002.73

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	102 QUAIL HOLLOW PL, BRANDON, MS 39047-9295
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

December 2022: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Dec 01, 2022
Property Address	734 COTTAGE LOOP, OXFORD, MS 38655-1127
Document Number	0202210968
Instrument Date	Nov 28, 2022
Instrument	2022-10968
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 REUNION DR, MADISON, MS 39110-7142

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102 QUAIL HOLLOW PL, BRANDON, MS 39047-9295

Mortgage

Document Number	0202210970
Date	Dec 01, 2022
Instrument	2022-10970

Lender

Name	ORIGIN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 01, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.75%
Index	Other
Margin	3
Max Rate	9.75%

Tax Assessment & Valuation

Source: Lafayette County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Oxford City
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,503.00 (+69.22%)	$57,668 (+69.22%)	$384,450 (+69.22%) Land $60,000 Building $324,450
2023	$4,434.00	$34,079	$227,190 Land $60,000 Building $167,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lafayette County (28071C), updated March 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280719505062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 43% of Mississippi
Wildfire Likelihood	About 1 in 901 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 72 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
BCI Mississippi Broadband	Fiber	10,000 / 10,000
AT&T	Fiber	5,000 / 5,000
North East Fiber	Fiber	2,000 / 1,000
Telapex	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: BCI Mississippi Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.