St. Johns County property record for 735 Charmwood Dr, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,817 sqft · built 1999 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $735,000 (May 2026) |
| Tax Bill | $7,533 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 136805-2070 |
| Primary APN | 136805-2070 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,817 sqft Living Area |
| Gross Area | 3,270 sqft |
| 1st Floor Area | 2,817 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 453 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 420 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 318 sqft |
| Deck Area | Deck Area |
| Patio Area | 424 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 735 CHARMWOOD DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-5090 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 25/45-57 OAKBROOK SUBD LOT 207 OR5792/1054 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 12 |
| Legal Subdivision | OAKBROOK |
| Legal Block | 3 |
| Legal Lot Number | 207 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 21301 |
735 Charmwood Dr is owned and occupied by two individuals who bought it in May 2026.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5454 2ND ST, SAINT AUGUSTINE, FL 32080-7348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 14, 2023 | Quit Claim Deed, Transfer ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Jul 14, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on File |
| Deed Sale | May 29, 2026 · Amount on File |
| Prior Sale | Jul 14, 2023 · Amount on File |
| Deed Document Number | 202646147 |
| Deed Book / Page | 6373 / 918 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 29, 2026 |
| Property Address | 735 CHARMWOOD DR, SAINT AUGUSTINE, FL 32086-5090 |
| Document Number | 0000046147 |
| Book / Page | 6373 / 918 |
| Instrument Date | May 29, 2026 |
| Instrument | 202646147 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2026 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $519,645.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5454 2ND ST, SAINT AUGUSTINE, FL 32080-7348 |
| Document Number | 0000046148, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 202646148 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 29, 2026 |
| Property Address | 735 CHARMWOOD DR, SAINT AUGUSTINE, FL 32086-5090 |
| Document Number | 0063730918 |
| Book / Page | 6373 / 918 |
| Instrument Date | May 29, 2026 |
| Instrument | 202646147 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $519,645.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5454 2ND ST, SAINT AUGUSTINE, FL 32080-7348 |
| Document Number | 0000046148, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 202646148 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 14, 2023 |
| Property Address | 735 CHARMWOOD DR, SAINT AUGUSTINE, FL 32086-5090 |
| Document Number | 0057921052 |
| Book / Page | 5792 / 1052 |
| Map Reference | MB 25 PG 45-57 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 2023055137 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 31 SHINING STAR CT, MEDFORD, NJ 08055-9754 |
| Name | Verified Name |
|---|---|
| Address | 735 CHARMWOOD DR, SAINT AUGUSTINE, FL 32086-5090 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 14, 2023 |
| Property Address | 735 CHARMWOOD DR, SAINT AUGUSTINE, FL 32086-5090 |
| Document Number | 0057921054 |
| Book / Page | 5792 / 1054 |
| Map Reference | MB 25 PG 45-57 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 2023055138 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,620.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 31 SHINING STAR CT, MEDFORD, NJ 08055-9754 |
| Name | Verified Name |
|---|---|
| Address | 735 CHARMWOOD DR, SAINT AUGUSTINE, FL 32086-5090 |
| Document Number | 0057921056 |
|---|---|
| Date | Jul 14, 2023 |
| Instrument | 5792/1056 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
The 2025 property tax bill for 735 Charmwood Dr was $7,533 with a homeowner's exemption, up 11.7% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $543,077 (-5.27%) Land $164,000 Building $379,077 | $543,077 (-7.69%) Land $164,000 Building $379,077 | |
| 2025 | $7,533.00 (+11.67%) Homeowner's exemption | $573,316 (+2.9%) | $588,306 (+5.59%) Land $133,000 Building $455,306 |
| 2024 | $6,746.00 (+100.65%) Homeowner's exemption | $557,158 (+92.62%) | $557,158 (+8.11%) Land $133,000 Building $424,158 |
| 2023 | $3,362.00 (+1.27%) Homeowner's exemption Widower's exemption | $289,259 (+3%) | $515,365 (+4.07%) Land $142,000 Building $373,365 |
| 2022 | $3,320.00 Homeowner's exemption Widower's exemption | $280,834 | $495,224 Land $118,720 Building $376,504 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 735 Charmwood Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 46 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 735 Charmwood Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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