St. Johns County property record for 724 Charmwood Dr, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,233 sqft · built 1995 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,315 (2025) |
| Deeds & Mortgages | Mar 2019 Sale Aug 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 136805-1390 |
| Primary APN | 136805-1390 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,233 sqft Living Area |
| Gross Area | 4,029 sqft |
| 1st Floor Area | 2,233 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 1,418 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 480 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 426 sqft |
| Deck Area | Deck Area |
| Patio Area | 618 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 724 CHARMWOOD DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-5085 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 25/45-57 OAKBROOK SUBD LOT 139 OR1083/1340 &4117/1443 & 4579/665 & 4687/1657 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 01 |
| Legal Subdivision | OAKBROOK |
| Legal Block | 3 |
| Legal Lot Number | 139 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 21301 |
724 Charmwood Dr is owned by a company that acquired it in March 2019 and is owner-occupied.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 724 CHARMWOOD DR, SAINT AUGUSTINE, FL 32086-5085 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Aug 15, 2018 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Jul 12, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 1, 2019 |
| Transfer Doc | 0046871657 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 1, 2019 |
| Property Address | 724 CHARMWOOD DR, SAINT AUGUSTINE, FL 32086-5085 |
| Document Number | 0046871657 |
| Book / Page | 004687 / 001657 |
| Instrument Date | Mar 1, 2019 |
| Instrument | 14196 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 724 CHARMWOOD DR ST AUGUSTINE FL 320865085, ST AUGUSTINE, FL 32086-5085 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 724 CHARMWOOD DR, SAINT AUGUSTINE, FL 32086-5085 |
| Document Number | 0046101085 |
| Instrument Date | Aug 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 724 CHARMWOOD DR ST AUGUSTINE FL 320865085, ST AUGUSTINE, FL 32086-5085 |
| Document Number | 0046101085 |
|---|---|
| Date | Sep 11, 2018 |
| Book Page | 004610/001085 |
| Instrument | 65953 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 10, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 12, 2018 |
| Property Address | 724 CHARMWOOD DR, SAINT AUGUSTINE, FL 32086-5085 |
| Document Number | 0045790665 |
| Book / Page | 004579 / 000665 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 49745 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 724 CHARMWOOD DR ST AUGUSTINE FL 320865085, ST AUGUSTINE, FL 32086-5085 |
The 2025 property tax bill for 724 Charmwood Dr was $3,315 with exemptions applied, up 13.3% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $272,264 (+2.7%) | $535,485 (-6.21%) Land $164,000 Building $371,485 | |
| 2025 | $3,315.00 (+13.26%) Homeowner's exemption Widower's exemption | $265,106 | $570,923 Land $133,000 Building $437,923 |
| 2024 | $2,927.00 (+2.13%) | ||
| 2023 | $2,866.00 (+1.13%) Homeowner's exemption Widower's exemption | $250,131 (+3%) | $458,829 (+0.67%) Land $142,000 Building $316,829 |
| 2022 | $2,834.00 Homeowner's exemption Widower's exemption | $242,846 | $455,773 Land $118,720 Building $337,053 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 724 Charmwood Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 46 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 724 Charmwood Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures