St. Johns County property record for 744 Charmwood Dr, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,902 sqft · built 1996 |
| Lot Size | 0.53 acres (23,086 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (May 2019) |
| Tax Bill | $3,653 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 136805-1440 |
| Primary APN | 136805-1440 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,902 sqft Living Area |
| Gross Area | 2,343 sqft |
| 1st Floor Area | 1,902 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,086 sqft (0.53 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 336 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 357 sqft |
| Patio Area | 676 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 744 CHARMWOOD DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-5085 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 25/45-57 OAKBROOK SUBD LOT 144 OR4723/585 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 01 |
| Legal Subdivision | OAKBROOK |
| Legal Block | 3 |
| Legal Lot Number | 144 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 21301 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 744 CHARMWOOD DR, SAINT AUGUSTINE, FL 32086-5085 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP |
| May 13, 2019 | Warranty Deed, Transfer · Conventional with PMI TIAA FSB |
| Oct 3, 2017 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2019 · Amount on Record |
| Deed Sale | May 13, 2019 · Amount on Record |
| Prior Sale | Oct 3, 2017 · Amount on Record |
| Deed Document Number | 201932839 |
| Deed Book / Page | 4723 / 585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 744 CHARMWOOD DR, SAINT AUGUSTINE, FL 32086-5085 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0054051974 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 5405/1974 |
| Instrument | 2021117559 |
| Name | SOFI LENDING CORP |
|---|---|
| Type | Lending Institution |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 13, 2019 |
| Property Address | 744 CHARMWOOD DR, SAINT AUGUSTINE, FL 32086-5085 |
| Document Number | 0047230585 |
| Book / Page | 004723 / 000585 |
| Instrument Date | Apr 15, 2019 |
| Instrument | 32839 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2019 |
| Title Company | OLDE TOWNE TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 744 CHARMWOOD DR ST AUGUSTINE FL 320865085, ST AUGUSTINE, FL 32086-5085 |
| Document Number | 47230587 |
|---|---|
| Date | May 13, 2019 |
| Book Page | 004723/000587 |
| Instrument | 32840 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 12, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 3, 2017 |
| Property Address | 744 CHARMWOOD DR, SAINT AUGUSTINE, FL 32086-5085 |
| Document Number | 0044421687 |
| Book / Page | 4442 / 1687 |
| Map Reference | MB25 PG45-57 |
| Instrument Date | Sep 13, 2017 |
| Instrument | 2017067069 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | OLDE TOWNE TITLE & GUARANTY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PRINCE RD, SAINT AUGUSTINE, FL 32086 |
| Name | Verified Name |
|---|---|
| Address | 744 CHARMWOOD DR, SAINT AUGUSTINE, FL 32086-5085 |
| Document Number | 2017067070 |
|---|---|
| Date | Oct 3, 2017 |
| Instrument | 2017067070 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $292,919 (+2.7%) | $465,772 (-5.12%) Land $164,000 Building $301,772 | |
| 2025 | $3,653.00 (+12.92%) Homeowner's exemption | $285,218 (+2.9%) | $490,910 (+5.56%) Land $133,000 Building $357,910 |
| 2024 | $3,235.00 (+2.05%) Homeowner's exemption | $277,180 (+3%) | $465,059 (+4.65%) Land $133,000 Building $332,059 |
| 2023 | $3,170.00 (+3.06%) Homeowner's exemption | $269,107 (+3%) | $444,411 (+8.62%) Land $142,000 Building $302,411 |
| 2022 | $3,076.00 Homeowner's exemption | $261,269 | $409,137 Land $118,720 Building $290,417 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 46 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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