735 Ave A SW, Apt A, Winter Haven, FL 33880 Property Records

Polk County property record for 735 Ave A SW, Apt A, Winter Haven, FL 33880

Property Summary

Property Type	Duplex
Details	2 bd · 1 ba · 2,421 sqft · built 1908
Lot Size	0.205 acres (8,943 sqft)
Owner	Individual Name on Record
Last Sale	$459,000 (Dec 2024)
Tax Bill	$6,169 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage Dec 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-29-632000-004211`

Property Details

APN / Parcel Number

Primary APN	`26-28-29-632000-004211`
Alternative APNs	`292826632000004211` `92826000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Units	3 Units
Stories	2 Stories
Building Area	2,421 sqft Living Area
Gross Area	2,511 sqft
1st Floor Area	1,413 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1979
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	8,943 sqft (0.205 acres)
View / Lot	Triplex Lot
Garage Type	Detached
Garage Area	100 sqft
Porch	Screened Porch
Porch Area	747 sqft
Canopy	657 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	735 AVENUE A SW, A
City	WINTER HAVEN
State	FL
Zip	33880-2866
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RP
Legal Description	LAKE ADD DB Q PG 529 BLK 4 LOTS 21 E 20 FT & 22
Legal Range	26E
Legal Township	28S
Legal Section	29
Legal Subdivision	LAKE ADDITION
Legal Tract	632000
Legal Block	4
Legal Lot Number	21
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3003
Census Tract	13701

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	700 MUIRFIELD CIR, FORT WASHINGTON, MD 20744-7021
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MORNINGSIDE CAPITAL LLC
Dec 9, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 15, 2021	Warranty Deed, Transfer ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC
Jul 15, 2021	Warranty Deed, Transfer ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC
Jul 15, 2021	Warranty Deed, Transfer ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2024 · Amount on Record
Deed Sale	Dec 9, 2024 · Amount on Record
Prior Sale	Jul 15, 2021 · Amount on Record
Deed Document Number	2024278095
Deed Book / Page	13360 / 1044
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	735 AVENUE A SW APT A, A, WINTER HAVEN, FL 33880-2866
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1466 E MICHIGAN ST, ORLANDO, FL 32806-4817

Mortgage

Document Number	0000258893
Date	Sep 23, 2022
Book Page	12431/621
Instrument	2022258893

Lender

Name	MORNINGSIDE CAPITAL LLC
Type	Non-Lending Institution
Address	ORLANDO, FL 32806

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 9, 2024
Property Address	735 AVENUE A SW APT A, A, WINTER HAVEN, FL 33880-2866
Document Number	0000278095
Book / Page	13360 / 1044
Map Reference	MB Q PG 529
Instrument Date	Nov 30, 2024
Instrument	2024278095
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,213.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	147 E LYMAN AVE, WINTER PARK, FL 32789-4396

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 MUIRFIELD CIR, FORT WASHINGTON, MD 20744-7021

Mortgage

Document Number	0133601046
Date	Dec 9, 2024
Instrument	13360/1046

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 15, 2021
Property Address	735 AVENUE A SW APT A, A, WINTER HAVEN, FL 33880-2866
Document Number	0000183054
Book / Page	11803 / 860
Map Reference	MB Q PG 529
Instrument Date	Jul 7, 2021
Instrument	2021183054
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 REINHARDT CT, GEORGETOWN, TX 78626-6318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 E LYMAN AVE STE A, A, WINTER PARK, FL 32789-7015

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 15, 2021
Property Address	735 AVENUE A SW APT A, A, WINTER HAVEN, FL 33880-2866
Document Number	0000183052
Book / Page	11803 / 858
Map Reference	MB 1 PG 28
Instrument Date	Jul 1, 2021
Instrument	2021183052
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1109 NW 7TH AVE, FORT LAUDERDALE, FL 33311-6247

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 E LYMAN AVE STE A, A, WINTER PARK, FL 32789-7015

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 15, 2021
Property Address	735 AVENUE A SW APT A, A, WINTER HAVEN, FL 33880-2866
Document Number	0000183053
Book / Page	11803 / 859
Map Reference	MB 1 PG 28
Instrument Date	Jan 1, 2021
Instrument	2021183053
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1926 NE 6TH ST, DEERFIELD BEACH, FL 33441-3788

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 E LYMAN AVE STE A, A, WINTER PARK, FL 32789-7015

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,324 (-) Land $18,500 Building $44,255	$324,324 (-) Land $18,500 Building $44,255
2025	$6,169.00 (+149.66%)	$324,324 (+399.31%) Land $18,500 Building $43,450	$324,324 (+399.31%) Land $18,500 Building $43,450
2024	$2,471.00 (+98.16%)
2023	$1,247.00 (+9.1%)	$64,954 (+10.37%) Land $18,000 Building $46,954	$64,954 (+10.37%) Land $18,000 Building $46,954
2022	$1,143.00	$58,853 Land $15,000 Building $43,853	$58,853 Land $15,000 Building $43,853

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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