728 Ave A SW, Winter Haven, FL 33880 Property Records

Polk County property record for 728 Ave A SW, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,708 sqft · built 1998
Lot Size	0.616 acres (26,816 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Oct 2022)
Tax Bill	$2,855 (2025)
Deeds & Mortgages	Oct 2022 Sale Aug 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-29-632000-005071`

Property Details

APN / Parcel Number

Primary APN	`26-28-29-632000-005071`
Alternative APNs	`292826632000005071` `92826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,708 sqft Living Area
Gross Area	2,149 sqft
1st Floor Area	1,708 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	26,816 sqft (0.616 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Unfinished Open Porch
Porch Area	320 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	728 AVENUE A SW
City	WINTER HAVEN
State	FL
Zip	33880-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LAKE ADD DB Q PG 529 BLK 5 LOTS 7 LESS THE E 10 FT & 8 THRU 10 & E 20 FT OF LOT 11
Legal Range	26E
Legal Township	28S
Legal Section	29
Legal Subdivision	LAKE ADDITION
Legal Tract	632000
Legal Block	5
Legal Lot Number	7,11
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3005
Census Tract	13701

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	728 AVENUE SW, WINTER HAVEN, FL 33880
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Warranty Deed, Transfer CELEBRATION TITLE GROUP
Aug 5, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2022 · Amount on Record
Deed Sale	Oct 17, 2022 · Amount on Record
Prior Sale	Oct 29, 2014 · Amount on Record
Deed Document Number	2022273150
Deed Book / Page	12450 / 1829
Prior Transfer Date	Jul 21, 2021
Prior Transfer Doc	0000203776
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 17, 2022
Property Address	728 AVENUE A SW, WINTER HAVEN, FL 33880-2801
Document Number	0000273150
Book / Page	12450 / 1829
Map Reference	MB 1 PG 28
Instrument Date	Oct 11, 2022
Instrument	2022273150
Transaction Type	Transfer
Record Updated	Oct 28, 2022
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 412, WINTER HAVEN, FL 33882-0412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 AVENUE A SW, WINTER HAVEN, FL 33880-2801

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Aug 5, 2021
Property Address	728 AVENUE A SW, WINTER HAVEN, FL 33880-2801
Document Number	0000203776
Book / Page	11835 / 953
Map Reference	MB 1 PG 28
Instrument Date	Jul 21, 2021
Instrument	2021203776
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 AVENUE A SW, WINTER HAVEN, FL 33880-2801

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	728 AVENUE A SW, WINTER HAVEN, FL 33880-2801
Document Number	0107581641
Instrument Date	Feb 14, 2019
Transaction Type	Mortgage
Record Updated	Mar 6, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	728 AVENUE A SW WINTER HAVEN FL 338802801, WINTER HAVEN, FL 33880-2801

Mortgage

Document Number	0107581641
Date	Feb 25, 2019
Book Page	010758/001641
Instrument	36852

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,855.00 (+7.57%) Homeowner's exemption	$193,668 (+7.09%)	$270,465 (-2.21%) Land $27,386 Building $243,079
2023	$2,654.00 (+106.54%) Homeowner's exemption	$180,841 (+65.88%)	$276,571 (+12.88%) Land $26,636 Building $249,935
2022	$1,285.00 Homeowner's exemption	$109,020	$245,022 Land $22,295 Building $222,727

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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