Polk County property record for 731 Ave A SW, Winter Haven, FL 33880 · Last verified July 2026
| Property Type | Duplex |
|---|---|
| Details | 8 bd · 5 ba · 2,888 sqft · built 1920 |
| Lot Size | 0.147 acres (6,386 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Oct 2025) |
| Tax Bill | $3,403 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Nov 2021 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-29-632000-004230 |
| Primary APN | 26-28-29-632000-004230 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 5 Baths |
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 2,888 sqft Living Area |
| Gross Area | 3,048 sqft |
| 1st Floor Area | 1,384 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Duplex Single |
| Lot Area | 6,386 sqft (0.147 acres) |
| Lot Dimensions | 128 ft deep x 50 ft wide |
| View / Lot | Triplex Lot |
| Garage Type | Detached |
| Garage Area | 432 sqft |
| Porch | Screened Porch |
| Patio Area | 100 sqft |
| Street Address | 731 AVENUE A SW |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-2857 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LAKE ADD DB Q PG 529 BLK 4 LOT 23 |
| Legal Subdivision | LAKE ADDITION |
| Legal Tract | 632000 |
| Legal Block | 4 |
| Legal Lot Number | 23 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 13701 |
Source: Polk County records · APN 26-28-29-632000-004230
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 344 WINDSOR ESTATES DR, DAVENPORT, FL 33837-9605 |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Oct 29, 2025 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 10, 2021 | Warranty Deed, Construction Loan · Construction Mortgage SALMAN CAPITAL FUDNING LLC |
| Apr 06, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 29, 2025 · Amount on Record |
| Deed Sale | Oct 29, 2025 · Amount on Record |
| Prior Sale | Nov 10, 2021 · Amount on Record |
| Deed Document Number | 2025255407 |
| Deed Book / Page | 13757 / 6 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 29, 2025 |
| Property Address | 731 AVENUE A SW, WINTER HAVEN, FL 33880-2857 |
| Document Number | 0000255407 |
| Book / Page | 13757 / 6 |
| Map Reference | MB Q PG 529 |
| Instrument Date | Oct 22, 2025 |
| Instrument | 2025255407 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,905.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1225 DUNCAN AVE, LAKELAND, FL 33801-5923 |
| Name | Verified Name |
|---|---|
| Address | 344 WINDSOR ESTATES DR, DAVENPORT, FL 33837-9605 |
| Document Number | 0000137577 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | 13757/7 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 10, 2021 |
| Property Address | 731 AVENUE A SW, WINTER HAVEN, FL 33880-2857 |
| Document Number | 0000293603 |
| Book / Page | 11976 / 428 |
| Map Reference | MB 1 PG 28 |
| Instrument Date | Nov 03, 2021 |
| Instrument | 2021293603 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 29, 2023 |
| Title Company | AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2504 LAKE ARIANA BLVD, AUBURNDALE, FL 33823-3004 |
| Name | Verified Name |
|---|---|
| Address | 1225 DUNCAN AVE, LAKELAND, FL 33801-5923 |
| Document Number | 0011976430 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 11976/430 |
| Name | SALMAN CAPITAL FUDNING LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 03, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 06, 2018 |
| Property Address | 731 AVENUE A SW, WINTER HAVEN, FL 33880-2857 |
| Document Number | 0104461298 |
| Book / Page | 010446 / 001298 |
| Instrument Date | Apr 12, 2016 |
| Instrument | 73667 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2504 LAKE ARIANA BLVD AUBURNDALE FL 338233004, AUBURNDALE, FL 33823-3004 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,403.00 (+13.24%) | $81,235 (-78.37%) | $432,432 (+15.15%) Land $18,500 Building $45,607 |
| 2024 | $3,005.00 (+132.41%) | $375,552 (+457.85%) | $375,552 (+457.85%) |
| 2023 | $1,293.00 (+9.02%) | $67,321 (+10.3%) Land $18,000 Building $49,321 | $67,321 (+10.3%) Land $18,000 Building $49,321 |
| 2022 | $1,186.00 | $61,033 Land $15,000 Building $46,033 | $61,033 Land $15,000 Building $46,033 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 159 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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