7347 Harmon Ln, Lenoir, NC 28645 Property Records

Caldwell County property record for 7347 Harmon Ln, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,188 sqft · built 1965
Lot Size	0.392 acres (17,076 sqft)
Owner	2 Individual Names on Record
Last Sale	$137,500 (Nov 1998)
Tax Bill	$1,361 (2026)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12 57 1 15`

Property Details

APN / Parcel Number

Primary APN	`12 57 1 15`
Alternative APN	`157722`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,188 sqft Heated Area
Gross Area	2,079 sqft
1st Floor Area	594 sqft
Basement Area	594 sqft
Finished Basement	594 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,076 sqft (0.392 acres)

Exterior Amenities

Porch	Slab
Porch Area	627 sqft
Deck Area	264 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	157722
Street Address	7347 HARMON LN
City	LENOIR
State	NC
Zip	28645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1877 PG 1977 YR 2015 ST 322.00
Legal Subdivision	LAIL MARTIN
Jurisdiction	CALDWELL NC
Township / Civil Division	PATTERSON
Census Block Group	2
Census Block	2010
Census Tract	31000

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9600 WESTMORELAND RD, CORNELIUS, NC 28031-9259
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 1998 · Amount on Record
Deed Sale	Nov 1, 1998 · Amount on Record
Deed Book / Page	1243 / 1982
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	7347 HARMON LN, LENOIR, NC 28645
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020340050
Date	Sep 16, 2021
Book Page	2034/50
Instrument	10062724

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,361.00 (-4.96%)	$230,100 (-) Land $64,000 Building $166,100
2025	$1,432.00 (+28.78%)	$230,100 (+52.59%) Land $64,000 Building $166,100	$230,100 (+52.59%) Land $64,000 Building $166,100
2023		$150,800 (-) Land $64,000 Building $86,800	$150,800 (-) Land $64,000 Building $86,800
2022	$1,112.00	$150,800 Land $64,000 Building $86,800	$150,800 Land $64,000 Building $86,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20