Caldwell County property record for 7329 Harmon Ln, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,302 sqft · built 1982 |
| Lot Size | 0.428 acres (18,644 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $65,000 (Feb 2016) |
| Tax Bill | $1,295 (2026) |
| Deeds & Mortgages | Jan 2022 Line of Credit Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12 57 2 15 |
| Primary APN | 12 57 2 15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,302 sqft Heated Area |
| Gross Area | 2,241 sqft |
| 1st Floor Area | 806 sqft |
| Upper Floors Area | 496 sqft |
| Basement Area | 403 sqft |
| Unfinished Basement | 403 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,644 sqft (0.428 acres) |
| Porch | Slab |
| Porch Area | 536 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 158652 |
|---|---|
| Street Address | 7329 HARMON LN |
| City | LENOIR |
| State | NC |
| Zip | 28645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1889 PG 1658 YR 2016 ST 130.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | PATTERSON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 31000 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 924 N CENTER ST, HICKORY, NC 28601-3754 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2022 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Nov 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2016 · Amount on Record |
| Deed Sale | Feb 18, 2016 · Amount on Record |
| Prior Sale | Dec 8, 2009 · Amount on Record |
| Deed Book / Page | 1889 / 1658 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 7329 HARMON LN, LENOIR, NC 28645 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 924 N CENTER ST, HICKORY, NC 28601-3754 |
| Document Number | 0020441644 |
|---|---|
| Date | Jan 6, 2022 |
| Book Page | 2044/1644 |
| Instrument | 10067176 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 3, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 7329 HARMON LN, LENOIR, NC 28645 |
| Document Number | 0010016509 |
| Instrument Date | Nov 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 7329 HARMON LN LENOIR NC 28645, LENOIR, NC 28645 |
| Document Number | 0010016509 |
|---|---|
| Date | Nov 1, 2017 |
| Book Page | 001929/001598 |
| Instrument | 10016509 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 31, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,295.00 (-21.61%) | $218,800 (+0.05%) Land $69,800 Building $149,000 | |
| 2025 | $1,652.00 (+56.59%) | $218,700 (+53.04%) Land $69,800 Building $148,900 | $218,800 (+53.11%) Land $69,800 Building $149,000 |
| 2023 | $142,900 (-) Land $69,800 Building $73,100 | $142,900 (-) Land $69,800 Building $73,100 | |
| 2022 | $1,055.00 | $142,900 Land $69,800 Building $73,100 | $142,900 Land $69,800 Building $73,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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