Caldwell County property record for 7301 Harmon Ln, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,358 sqft · built 1965 |
| Lot Size | 3.75 acres (163,350 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $249,500 (Feb 2023) |
| Tax Bill | $1,332 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Feb 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12 57 2 5 |
| Primary APN | 12 57 2 5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,358 sqft Heated Area |
| Gross Area | 2,203 sqft |
| 1st Floor Area | 1,214 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Asbestos |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 163,350 sqft (3.75 acres) |
| Garage Type | Unfinished |
| Garage Area | 621 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 276 sqft |
| Deck Area | 92 sqft |
| Patio Area | 92 sqft |
| Storage Building | Storage Building |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 176833 |
|---|---|
| Street Address | 7301 HARMON LN |
| City | LENOIR |
| State | NC |
| Zip | 28645-8880 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2076 PG 1021 YR 23 ST 499.00/PLAT 36/195 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | PATTERSON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 31000 |
Source: Caldwell County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7301 HARMON LN, LENOIR, NC 28645-8880 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Feb 9, 2023 | Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC |
| Oct 23, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2023 · Amount on Record |
| Deed Sale | Feb 9, 2023 · Amount on Record |
| Deed Document Number | 202310081191 |
| Deed Book / Page | 2076 / 1021 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | May 29, 2026 |
| Property Address | 7301 HARMON LN, LENOIR, NC 28645-8880 |
| Document Number | 0010119363 |
| Book / Page | 2166 / 535 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 202610119363 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 7301 HARMON LN, LENOIR, NC 28645-8880 |
| Document Number | 0010119363, |
|---|---|
| Date | May 29, 2026 |
| Book Page | 2166/535 |
| Instrument | 202610119363 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 24, 2051 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Feb 9, 2023 |
| Property Address | 7301 HARMON LN, LENOIR, NC 28645-8880 |
| Document Number | 0020761021 |
| Book / Page | 2076 / 1021 |
| Map Reference | MB 36 PG 195 |
| Instrument Date | Jan 31, 2023 |
| Instrument | 10081191 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $499.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 972 EDMISTEN RD, BLOWING ROCK, NC 28605-9328 |
| Name | Verified Name |
|---|---|
| Address | 7301 HARMON LN, LENOIR, NC 28645-8880 |
| Document Number | 0020761024 |
|---|---|
| Date | Feb 9, 2023 |
| Book Page | 2076/1024 |
| Instrument | 10081192 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROANOKE, VA 24011 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Oct 23, 2020 |
| Property Address | 7301 HARMON LN, LENOIR, NC 28645 |
| Document Number | 0010049675 |
| Book / Page | 002002 / 000416 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 10049675 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 750 HIDDEN COVE DR SALISBURY NC 281469058, SALISBURY, NC 28146-9058 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $213,800 (-) Land $114,900 Building $98,900 | ||
| 2025 | $1,332.00 (+11%) | $213,800 (+31.17%) Land $114,900 Building $98,900 | $213,800 (+31.17%) Land $114,900 Building $98,900 |
| 2023 | $163,000 (-) Land $114,900 Building $48,100 | $163,000 (-) Land $114,900 Building $48,100 | |
| 2022 | $1,200.00 | $163,000 Land $114,900 Building $48,100 | $163,000 Land $114,900 Building $48,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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