Bay County property record for 7345 Fraser Rd, Freeland, MI 48623
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,496 sqft · built 1999 |
| Lot Size | 1.99 acres (86,684 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $20,800 (Feb 1999) |
| Tax Bill | $3,964 (2026) |
| Deeds & Mortgages | Mar 2026 Transfer Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-016-300-005-04 |
| Primary APN | 030-016-300-005-04 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,496 sqft Living Area |
| 1st Floor Area | 1,664 sqft |
| Basement Area | 1,664 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 86,684 sqft (1.99 acres) |
| Lot Dimensions | 520 ft deep x 167 ft wide |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7345 FRASER RD |
|---|---|
| City | FREELAND |
| State | MI |
| Zip | 48623-8900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | COM 976 FT S OF W 1/4 COR OF SEC TH E 520 FT TH S 167 FT TH W 520 FT TH N 167 FT TO BEG. SEC.16,T13N,R4E |
| Jurisdiction | BAY MI |
| Township / Civil Division | FRANKENLUST |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 285400 |
7345 Fraser Rd is owned and occupied by two individuals who acquired it in March 2026.
Source: Bay County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7345 FRASER RD, FREELAND, MI 48623-8900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2026 | Intrafamily Transfer, Transfer |
| Dec 28, 2018 | Deed of Trust, Mortgage · Line of Credit CATHOLIC FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 1999 · Amount on File |
| Deed Sale | Feb 13, 1999 · Amount on File |
| Deed Book / Page | 1598 / 705 |
| Last Transfer Date | Mar 6, 2026 |
| Transfer Doc | 0000003004 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Mar 18, 2026 |
| Property Address | 7345 FRASER RD, FREELAND, MI 48623-8900 |
| Document Number | 0000003004 |
| Instrument Date | Mar 16, 2026 |
| Instrument | 202603004 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 7345 FRASER RD, FREELAND, MI 48623-8900 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 7345 FRASER RD, FREELAND, MI 48623-8900 |
| Document Number | 0000000678 |
| Instrument Date | Dec 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7345 FRASER RD FREELAND MI 486238900, FREELAND, MI 48623-8900 |
| Document Number | 0000000678 |
|---|---|
| Date | Jan 17, 2019 |
| Instrument | 678 |
| Name | CATHOLIC FCU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 16, 2034 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 7345 Fraser Rd was $3,964 with a homeowner's exemption, up 62.7% from the year before.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Frankenlust Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,964.00 (+62.66%) Homeowner's exemption | $168,650 (+3.43%) | $337,300 (+3.43%) |
| 2025 | $2,437.00 Homeowner's exemption | $163,050 | $326,100 |
| 2023 | $138,950 | $277,900 | |
| 2022 | $3,446.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7345 Fraser Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Jun 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7345 Fraser Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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