Bay County property record for 7315 Fraser Rd, Freeland, MI 48623
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,890 sqft · built 1980 |
| Lot Size | 1.36 acres (59,242 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (Apr 2009) |
| Tax Bill | $2,582 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 030-016-300-010-00 |
| Primary APN | 030-016-300-010-00 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,890 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 59,242 sqft (1.36 acres) |
| Lot Dimensions | 422 ft deep x 130 ft wide |
| Garage Area | 1,344 sqft |
| Parking Spaces | 5 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 7315 FRASER RD |
|---|---|
| City | FREELAND |
| State | MI |
| Zip | 48623-8900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | COM 715.50 FT S OF W 1/4 COR OF SEC TH E 605 FT TH S 66D 34M W 326.96 FT TH W 305 FT TH N 130 FT TO BEG. SEC.16,T13N,R4E |
| Jurisdiction | BAY MI |
| Township / Civil Division | FRANKENLUST |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 285400 |
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7315 FRASER RD, FREELAND, MI 48623-8900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional with PMI FIRST ST BK |
| Jul 23, 2019 | Deed of Trust, Mortgage · Conventional with PMI FIRST ST BK |
| Jun 17, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2009 · Amount on Record |
| Deed Sale | Apr 23, 2009 · Amount on Record |
| Prior Sale | Jun 15, 2001 · Amount on Record |
| Deed Book / Page | 2671 / 622 |
| Last Transfer Date | Jun 13, 2019 |
| Transfer Doc | 0000008607 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 7315 FRASER RD, FREELAND, MI 48623-8900 |
| Document Number | 0000005532 |
| Instrument Date | Apr 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7315 FRASER RD FREELAND MI 486238900, FREELAND, MI 48623-8900 |
| Document Number | 0000005532 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 5532 |
| Name | FIRST ST BK |
|---|---|
| Type | Bank |
| Address | SAGINAW, MI 48605 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 7315 FRASER RD, FREELAND, MI 48623-8900 |
| Document Number | 0000010616 |
| Instrument Date | Jul 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7315 FRASER RD FREELAND MI 486238900, FREELAND, MI 48623-8900 |
| Document Number | 0000010616 |
|---|---|
| Date | Aug 1, 2019 |
| Instrument | 10616 |
| Name | FIRST ST BK |
|---|---|
| Type | Bank |
| Address | SAGINAW, MI 48605 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jun 17, 2019 |
| Property Address | 7315 FRASER RD, FREELAND, MI 48623-8900 |
| Document Number | 0000008607 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 8607 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7315 FRASER RD FREELAND MI 486238900, FREELAND, MI 48623-8900 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Frankenlust Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,582.00 (+15.17%) Homeowner's exemption | $111,350 (+17.83%) | $222,700 (+17.83%) |
| 2023 | $94,500 | $189,000 | |
| 2022 | $2,242.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Jun 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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