7341 Cardinal Rd, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 7341 Cardinal Rd, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,190 sqft · built 1951
Lot Size	0.304 acres (13,250 sqft)
Owner	Individual Name on Record
Tax Bill	$583 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`239-0131-010-0000`

Property Details

APN / Parcel Number

Primary APN	`239-0131-010-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,190 sqft Living Area
Gross Area	1,480 sqft
1st Floor Area	1,190 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	13,250 sqft (0.304 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7341 CARDINAL RD
City	FAIR OAKS
State	CA
Zip	95628-4505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-3
Legal Description	SAN JUAN HEIGHTS 05, LOT 69
Legal Subdivision	SAN JUAN HEIGHTS 05
Legal Lot Number	69
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2022
Census Tract	7904

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7341 CARDINAL RD, FAIR OAKS, CA 95628-4505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · FHA Mortgage OPEN MTG
Nov 20, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Mar 22, 2018	Reverse Mortgage, Mortgage ENNKAR INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 16, 2018
Transfer Doc	3220000000096
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7341 CARDINAL RD, FAIR OAKS, CA 95628-4505
Document Number	2012310523
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7341 CARDINAL RD FAIR OAKS CA 956284505, FAIR OAKS, CA 95628-4505

Mortgage

Document Number	2012310523
Date	Dec 31, 2020
Instrument	2012310523

Lender

Name	OPEN MTG
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.62%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7341 CARDINAL RD, FAIR OAKS, CA 95628-4505
Document Number	2012310524
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7341 CARDINAL RD FAIR OAKS CA 956284505, FAIR OAKS, CA 95628-4505

Mortgage

Document Number	2012310524
Date	Dec 31, 2020
Instrument	2012310524

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.62%

March 2018: Reverse Mortgage, Mortgage

Document Type	Reverse Mortgage
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 22, 2018
Property Address	7341 CARDINAL RD, FAIR OAKS, CA 95628-4505
Document Number	1803220096
Instrument Date	Mar 16, 2018
Instrument	1803220096
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7341 CARDINAL RD FAIR OAKS CA 956284505, FAIR OAKS, CA 95628-4505

Mortgage

Document Number	1803220097
Date	Mar 22, 2018
Instrument	1803220097

Lender

Name	ENNKAR INC
Address	2050 S SANTA CRUZ ST # 2200, ANAHEIM, CA 92805-6812

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.29%

Mortgage

Document Number	1803220098,
Date	Mar 22, 2018
Instrument	1803220098

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.29%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$53,987 (+2%) Land $14,536 Building $39,451
2025	$583.00 (+2.28%) Homeowner's exemption	$52,929 (+4.04%) Land $14,251 Building $38,678
2024	$570.00 (+1.79%)
2023	$560.00 (+2.19%) Homeowner's exemption	$50,876 Land $13,699 Building $37,177
2022	$548.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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