7320 Cardinal Rd, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 7320 Cardinal Rd, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,080 sqft · built 2025
Lot Size	0.321 acres (13,992 sqft)
Owner	2 Individual Names on Record
Last Sale	$386,500 (Sep 2021)
Tax Bill	$4,967 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage May 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`239-0132-003-0000`

Property Details

APN / Parcel Number

Primary APN	`239-0132-003-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,080 sqft Living Area
1st Floor Area	2,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	13,992 sqft (0.321 acres)
Garage Area	598 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7320 CARDINAL RD
City	FAIR OAKS
State	CA
Zip	95628-4506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-3
Legal Description	SAN JUAN HEIGHTS 05, LOT 85
Legal Subdivision	SAN JUAN HEIGHTS 05
Legal Lot Number	85
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4000
Census Tract	7904

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7320 CARDINAL RD, FAIR OAKS, CA 95628-4506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Grant Deed, Transfer · Conventional Mortgage GOLDEN BAY MORTGAGE GROUP
May 6, 2021	Deed in Lieu of Foreclosure, Foreclosure LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2021 · Amount on Record
Deed Sale	Sep 28, 2021 · Amount on Record
Prior Sale	May 6, 2021 · Amount on Record
Deed Document Number	20212088
Deed Book / Page	20210928 / 2088
Prior Transfer Date	Apr 29, 2021
Prior Transfer Doc	2021001585
Record Updated	Sep 20, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 28, 2021
Property Address	7320 CARDINAL RD, FAIR OAKS, CA 95628-4506
Document Number	2021092802088
Map Reference	MB 31 MAP 7
Instrument Date	Sep 16, 2021
Instrument	2021092802088
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7320 CARDINAL RD, FAIR OAKS, CA 95628-4506

Mortgage

Document Number	2021092802089
Date	Sep 28, 2021
Instrument	2021092802089

Lender

Name	GOLDEN BAY MORTGAGE GROUP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2021: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	SACRAMENTO CA
Recording Date	May 6, 2021
Property Address	7320 CARDINAL RD, FAIR OAKS, CA 95628-4506
Document Number	0000001586
Map Reference	MB 31 MAP 7
Instrument Date	Apr 13, 2021
Instrument	202105061586
Transaction Type	Foreclosure
Record Updated	May 15, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Judgment Amount

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$648,355 (+58.08%) Land $173,188 Building $475,167
2025	$4,967.00 (+2.16%)	$410,153 (+4.04%) Land $169,793 Building $240,360
2024	$4,862.00 (+1.61%)
2023	$4,785.00 (+2.03%)	$394,228 Land $163,200 Building $231,028
2022	$4,690.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

Nearby Properties on Cardinal Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures