7310 Cardinal Rd, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 7310 Cardinal Rd, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,338 sqft · built 1951
Lot Size	0.321 acres (13,992 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Oct 2025)
Tax Bill	$6,732 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Apr 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`239-0132-002-0000`

Property Details

APN / Parcel Number

Primary APN	`239-0132-002-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,338 sqft Living Area
1st Floor Area	1,619 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	13,992 sqft (0.321 acres)
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7310 CARDINAL RD
City	FAIR OAKS
State	CA
Zip	95628-4506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-3
Legal Description	SAN JUAN HEIGHTS 05, LOT 84
Legal Subdivision	SAN JUAN HEIGHTS 05
Legal Lot Number	84
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4000
Census Tract	7904

Owner

7310 Cardinal Rd is owned and occupied by two individuals who bought it in October 2025.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7310 CARDINAL RD, FAIR OAKS, CA 95628-4506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Grant Deed, Transfer · Conventional Mortgage WHOLESALE WEST LENDING INC
Apr 22, 2022	Grant Deed, Transfer · FHA Mortgage CANOPY MORTGAGE LLC
Mar 22, 2021	Intrafamily Transfer, Transfer
Apr 26, 2018	Quit Claim Deed, Transfer Quitclaim
Oct 11, 2017	Grant Deed, Transfer · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2025 · Amount on File
Deed Sale	Oct 23, 2025 · Amount on File
Prior Sale	Aug 21, 2024 · Amount on File
Deed Book / Page	1023 / 571
Prior Transfer Date	Mar 1, 1994
Prior Transfer Doc	9403000254
Record Updated	Oct 29, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 23, 2025
Property Address	7310 CARDINAL RD, FAIR OAKS, CA 95628-4506
Document Number	0000000571
Map Reference	MB 31 MAP 7
Instrument Date	Oct 10, 2025
Instrument	202510230571
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7310 CARDINAL RD, FAIR OAKS, CA 95628-4506

Mortgage

Document Number	0000000572
Date	Oct 23, 2025
Instrument	202510230572

Lender

Name	WHOLESALE WEST LENDING INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 22, 2022
Property Address	7310 CARDINAL RD, FAIR OAKS, CA 95628-4506
Document Number	0000001418
Map Reference	MB 31 MAP 7
Instrument Date	Apr 19, 2022
Instrument	2022042201418
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7310 CARDINAL RD, FAIR OAKS, CA 95628-4506

Mortgage

Document Number	0000001419
Date	Apr 22, 2022
Instrument	2022042201419

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 22, 2021
Property Address	7310 CARDINAL RD, FAIR OAKS, CA 95628-4506
Document Number	0000000712
Map Reference	MB 31 PG 7
Instrument Date	Jun 27, 2020
Instrument	202103220712
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	115 VICTORIA PL, DANVILLE, CA 94506-1424

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 26, 2018
Property Address	7310 CARDINAL RD, FAIR OAKS, CA 95628-4506
Document Number	1804260660
Instrument Date	Mar 28, 2018
Instrument	1804260660
Transaction Type	Transfer
Record Updated	May 4, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1221 FAIR OAKS CA 956281221, FAIR OAKS, CA 95628-1221

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 11, 2017
Property Address	7310 CARDINAL RD, FAIR OAKS, CA 95628-4506
Document Number	1710111865
Instrument Date	Oct 9, 2017
Instrument	1710111865
Transaction Type	Transfer
Record Updated	Oct 23, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 5231 EL DORADO HILLS CA 957620005, EL DORADO HILLS, CA 95762-0005

Mortgage

Document Number	1710111866
Date	Oct 11, 2017
Instrument	1710111866

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7310 Cardinal Rd was $6,732, down 12.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$480,000 (-13.71%) Land $140,000 Building $340,000
2025	$6,732.00 (-12.18%)	$556,250 Land $140,000 Building $416,250
2024	$7,666.00 (+1.6%)
2023	$7,545.00 (+33.37%)	$622,200 Land $142,800 Building $479,400
2022	$5,657.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7310 Cardinal Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7310 Cardinal Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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