734 Union St, Gaffney, SC 29340 Property Records

Cherokee County property record for 734 Union St, Gaffney, SC 29340

Property Summary

Property Type	Single Family Home
Details	1,596 sqft · built 1901
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$187,000 (Sep 2025)
Tax Bill	$2,281 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008254-23-3`

Property Details

APN / Parcel Number

Primary APN	`008254-23-3`
Alternative APNs	`1000700004000 61540889` `100-07-00-004.000` `008323223`

Interior

Stories	1 Story
Building Area	1,596 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Exterior Material	Fiber Cement Siding
Lot Area	14,375 sqft (0.33 acres)
Porch	Porch

Location & Zoning

Old Parcel Number	1000700004000 61540889
Street Address	734 UNION ST
City	GAFFNEY
State	SC
Zip	29340-3741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GF
Legal Description	734 UNION ST .30 AC LT 3
Legal Lot Number	3
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	2
Census Block	2000
Census Tract	970601

Owner

734 Union St is owned by an individual who bought it in September 2025.

Source: Cherokee County records, as of January 14, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	139 KATIE LN, GAFFNEY, SC 29340-5411
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2025 · Amount on File
Deed Sale	Sep 8, 2025 · Amount on File
Prior Sale	Feb 27, 2006 · Amount on File
Deed Document Number	2025-4799
Deed Book / Page	188 / 2946
Record Updated	Jun 8, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	Sep 8, 2025
Property Address	734 UNION ST, GAFFNEY, SC 29340-3741
Document Number	0001882946
Book / Page	188 / 2946
Map Reference	MB 232 PG 322
Instrument Date	Sep 5, 2025
Instrument	2025-4799
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	139 KATIE LN, GAFFNEY, SC 29340-5411

Mortgage

Document Number	0020254800
Date	Sep 8, 2025
Instrument	2025-4800

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 734 Union St was $2,281.

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,281.00	$6,030 Land $780 Building $5,250	$100,500 Land $13,000 Building $87,500
2023	$2,178.00	$5,500 Land $780 Building $4,720	$100,500 Land $13,000 Building $87,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 734 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 734 Union St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20