Cherokee County property record for 732 Union St, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 1,176 sqft · built 1955 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,000 (Dec 2023) |
| Tax Bill | $1,257 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 026513-23-3 |
| Primary APN | 026513-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,176 sqft Living Area |
| Basement Area | 1,176 sqft |
| Unfinished Basement | 1,176 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Brick Veneer |
| Lot Area | 20,473 sqft (0.47 acres) |
| Porch | Slab |
| Street Address | 732 UNION ST |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29340-3741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GF |
| Legal Description | UNION ST LT#1,2 DB 167 104 LTS 1 & 2 22,720 SQ FT PB 4C 75 |
| Legal Subdivision | UNION ST |
| Legal Lot Number | 1-2,22 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970601 |
Source: Cherokee County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 732 UNION ST, GAFFNEY, SC 29340-3741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2023 · Amount on Record |
| Deed Sale | Dec 7, 2023 · Amount on Record |
| Prior Sale | Jun 7, 2022 · Amount on Record |
| Deed Document Number | 20236886 |
| Deed Book / Page | 167 / 1104 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Dec 7, 2023 |
| Property Address | 732 UNION ST 2 #, #, GAFFNEY, SC 29340-3741 |
| Document Number | 0001671104 |
| Book / Page | 167 / 1104 |
| Map Reference | MB 4-C PG 75 |
| Instrument Date | Nov 30, 2023 |
| Instrument | 2023-6886 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 732 UNION ST, GAFFNEY, SC 29340-3741 |
| Document Number | 0020236888 |
|---|---|
| Date | Dec 7, 2023 |
| Instrument | 2023-6888 |
| Name | NEIGHBORS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Number | 0001671108 |
|---|---|
| Date | Dec 7, 2023 |
| Book Page | 167/1108 |
| Instrument | 2023-6887 |
| Name | NEIGHBORS BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, MO 65202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 1, 2033 |
Source: Cherokee County assessment roll, as of November 20, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,257.00 (-34.97%) Homeowner's exemption | $6,840 (+40.16%) Land $1,360 Building $5,480 | $170,900 (+109.95%) Land $34,000 Building $136,900 |
| 2023 | $1,933.00 | $4,880 Land $960 Building $3,920 | $81,400 Land $16,000 Building $65,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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