Cherokee County property record for 715 Union St, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 1,050 sqft · built 1913 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Apr 2026) |
| Tax Bill | $632 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016075-23-3 |
| Primary APN | 016075-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,050 sqft Living Area |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Exterior Material | Siding |
| Lot Area | 5,227 sqft (0.12 acres) |
| Porch | Slab |
| Street Address | 715 UNION ST |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29340-3740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GF |
| Legal Description | 715 UNION ST FM WICKS $84900 |
| Legal Tract | PD |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 970601 |
715 Union St is owned and occupied by an individual who bought it in April 2026.
Source: Cherokee County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 715 UNION ST, GAFFNEY, SC 29340-3740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK N A |
| Apr 10, 2026 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK N A |
| Nov 5, 2019 | Grant Deed, Transfer MIDLAND MTG |
| Dec 12, 2018 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2026 · Amount on File |
| Deed Sale | Apr 10, 2026 · Amount on File |
| Prior Sale | Nov 5, 2019 · Amount on File |
| Deed Document Number | 20261915 |
| Deed Book / Page | 196 / 2550 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Apr 10, 2026 |
| Property Address | 715 UNION ST, GAFFNEY, SC 29340-3740 |
| Document Number | 0000001915 |
| Book / Page | 196 / 2550 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 20261915 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $38,077.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 715 UNION ST, GAFFNEY, SC 29340-3740 |
| Document Number | 0000001916, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 20261916 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Apr 10, 2026 |
| Property Address | 715 UNION ST, GAFFNEY, SC 29340-3740 |
| Document Number | 0001962550 |
| Book / Page | 196 / 2550 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 2026.1915 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $38,077.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 715 UNION ST, GAFFNEY, SC 29340-3740 |
| Document Number | 0000001916, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 196/2555 |
| Instrument | 2026.1916 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Nov 5, 2019 |
| Property Address | 715 UNION ST, GAFFNEY, SC 29340-3740 |
| Document Number | 0001171193 |
| Book / Page | 000117 / 001193 |
| Instrument Date | Oct 4, 2019 |
| Instrument | 5601 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $314.13 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 715 UNION ST GAFFNEY SC 293403740, GAFFNEY, SC 29340-3740 |
| Document Number | 1171195 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | 000117/001195 |
| Instrument | 5602 |
| Name | MIDLAND MTG |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29201 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 4, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Dec 12, 2018 |
| Property Address | 715 UNION ST, GAFFNEY, SC 29340-3740 |
| Document Number | 0001082124 |
| Book / Page | 000108 / 002124 |
| Instrument Date | Dec 11, 2018 |
| Instrument | 6018 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 715 UNION ST GAFFNEY SC 293403740, GAFFNEY, SC 29340-3740 |
The 2025 property tax bill for 715 Union St was $632 with a homeowner's exemption.
Source: Cherokee County assessment roll, as of November 20, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $632.00 Homeowner's exemption | $3,440 Land $320 Building $3,120 | $85,900 Land $8,000 Building $77,900 |
| 2023 | $570.00 | $3,440 Land $320 Building $3,120 | $85,900 Land $8,000 Building $77,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 715 Union St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 715 Union St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures