734 S Main St, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 734 S Main St, Templeton, CA 93465

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,652 sqft · built 1983
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,861 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041-143-017`

Property Details

APN / Parcel Number

Primary APN	`041-143-017`

Interior

Stories	1 Story
Building Area	2,652 sqft Gross Area
1st Floor Area	2,652 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	734 S MAIN ST
City	TEMPLETON
State	CA
Zip	93465-5104
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	TN TEMPLETON BL 22 LT 3
Legal Subdivision	TOWN/TEMPLETON
Legal Block	22
Legal Lot Number	3
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	5
Census Block	5044
Census Tract	13100

Owner

Source: San Luis Obispo County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 277, TEMPLETON, CA 93465-0277
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Affidavit of Death of Trustee, Transfer · Conventional Mortgage AMERICAN RIVIERA BANK
Apr 30, 2024	Deed of Trust, Mortgage · Line of Credit AMERICAN RIVER BANK
Oct 11, 2018	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN RIVIERA BANK
Oct 3, 2018	Deed of Trust, Mortgage AMERICAN RIVIERA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 17, 2026
Property Address	734 S MAIN ST, TEMPLETON, CA 93465-5104
Document Number	0000026231
Instrument Date	Aug 11, 2026
Instrument	202626231
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

Mortgage

Document Number	0000000232,
Date	Aug 17, 2026
Instrument	2026232

Lender

Name	AMERICAN RIVIERA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	734 S MAIN ST, TEMPLETON, CA 93465-5104
Transaction Type	Mortgage
Record Updated	May 14, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6336 CALABAZA WAY, PASO ROBLES, CA 93446

Mortgage

Document Number	0000011254
Date	Apr 30, 2024
Instrument	2024011254

Lender

Name	AMERICAN RIVER BANK
Type	Bank
Address	SANTA BARBARA, CA 93101

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	734 S MAIN ST, TEMPLETON, CA 93465-5104
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042800
Date	Oct 11, 2018
Instrument	2018042800

Lender

Name	AMERICAN RIVIERA BANK
Type	Bank
Address	SANTA BARBARA, CA 93101

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	734 S MAIN ST, TEMPLETON, CA 93465-5104
Document Number	0000042801
Instrument Date	Oct 3, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6336 CALABAZA PASO ROBLES CA 93446, PASO ROBLES, CA 93446

Mortgage

Document Number	0000042801
Date	Oct 11, 2018
Instrument	42801

Lender

Name	AMERICAN RIVIERA BK
Type	Bank
Address	SANTA BARBARA, CA 93101

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Templeton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$239,315 (+2%) Land $91,410 Building $147,905
2025	$2,861.00 (+8.78%)	$234,623 (+4.04%) Land $89,618 Building $145,005
2023	$2,630.00 (+1.98%)	$225,514 Land $86,139 Building $139,375
2022	$2,579.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEMPLETON CSD serves 8,041 people · EPA ID CA4010019
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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